Reply to: Would you post your personal bank statement to agent?

[imightbewrong]

I remember an agency once insisted I sent a bank statement. I said I had gone paperless, so I could email them the pdf. They said 'no, it has to be "original"' - I said I could print it and post it - they said that would be fine

[BolshieBastard]

Hmmmm - there are plenty of different ways that they could check that, without asking you for a copy of one bank statement.

When I was asked for one, it was purely for ID purposes rather than in lieu of a credit check. I wiped out all transaction details apart from the dates, which was fine for ID but wouldn't have passed your requirements.

Best of luck with this one.

They said something about not finding sufficient details via a well known credit reference agency (so wanting sight of bank transactions). That's likely because I've only one 'finance' agreement on my account although I have numerous credit cards.

TBH, I can see this going tits up and am expecting something tomorrow on my first day!

[TheFaQQer]

The reason they wanted sight is to confirm my finances are not subject to 'frequent unauthorised overdrafts \ in excessive debt' as an indication I wouldnt swindle money out of them

Hmmmm - there are plenty of different ways that they could check that, without asking you for a copy of one bank statement.

When I was asked for one, it was purely for ID purposes rather than in lieu of a credit check. I wiped out all transaction details apart from the dates, which was fine for ID but wouldn't have passed your requirements.

Best of luck with this one.

[BolshieBastard]

I would not send it without seeing evidence of a specific request from the client.

Never heard of this intrusive nonsense before.

I sent them digi photos of the statements eventually albeit with some reluctance. Afterwards, they told me the job offer would have been withdrawn at 5pm Friday if they hadnt of been received.

The reason they wanted sight is to confirm my finances are not subject to 'frequent unauthorised overdrafts \ in excessive debt' as an indication I wouldnt swindle money out of them

Considering the amount of banking work on my cv, with retail banks and credit card co's, I found that a little insulting.

I think this contract is going to be a bundle of laughs.

[Taita]

I could do but I tend to keep a rolling 2 years of bank statements so I can check any details. Blocking them out would mean losing this.

In any event, this would just make the bank statement virtually the same as a utility bill?

I would not send it without seeing evidence of a specific request from the client.

Never heard of this intrusive nonsense before.

[northernladuk]

Don't worry mate, its a sad fact that many on this forum don't read the original post, and even those that do are just looking for a reason to insult you... i get it all the time. sensible intellectual debates don't seem possible in this place, even in the 'professional' sections of the site..

Joeman, stop crying like a baby for gods sake. This is an internet forum full of random people hidden behind avatars and made up names. The fact is even professional is a miracle. This type of banter has been going on for years and will carry on until the end of time. If you don't have the balls to hack it the exit is that way --> use it instead of crying like a baby in everythread.

Just because it is a professional forum it doesn't mean you don't need some kahunas and be able to stand up your own. If you can't go join mumsnet and whinge there.

<mod note: you actually need bigger kahunas for joining mumsnet. HTH>

[Joeman]

Don't worry mate, its a sad fact that many on this forum don't read the original post, and even those that do are just looking for a reason to insult you... i get it all the time. sensible intellectual debates don't seem possible in this place, even in the 'professional' sections of the site..

[BolshieBastard]

People weren't being obnoxious.

Next time you post for help give more information as until nearly the end of the thread:
1. You didn't say it was a joint bank account
2. You didn't say it was your only bank account

Plus most people have access to a printer and scanner even if it's not their own.

I said one person. Please do pay attention.

And again, as I said in a later post, it was meant more as a 'would you?' rather than a plea for help which you seem to think it was.

But then again, I did forget that one must cover every bit of minutia for some here

TBH, it doesnt make a scrap of difference whether it was a joint or only bank account, it was about would you post bank statements to an agent etc?

But, to answer your questions, yes it was joint, yes it is the only personal bank account and no, I dont have a printer \ copier \ scanner. Am I unusual in that? Perhaps but I dont really see what that has to do with it when the question was 'would you post your personal bank statement.......'

Oh and thanks for you concern.

[SueEllen]

My bank statements are very healthy but I dont see why I should disclose the workings of mine \ wife's joint account to anyone. Neither did I want to deface existing statements. Time was also of the essence and I dont have scanning facilities so one obnoxious poster's comments irritated me.

People weren't being obnoxious.

Next time you post for help give more information as until nearly the end of the thread:
1. You didn't say it was a joint bank account
2. You didn't say it was your only bank account

Plus most people have access to a printer and scanner even if it's not their own.

[Ignis Fatuus]

Not really. You are not looking at the whole picture. They save millions of posted statements just to have to go paperless in the odd time it is required. Not ironic at all.

Er, my point is that having tried to eliminate paper, banks of all people should not ask someone to provide an original paper statement from their bank.

[BolshieBastard]

I got the impression they wanted originals?

If copies would have sufficed, you could have gone on line, got your bank statements, saved as pdf, then redacted the information you didn't want to reveal, then emailed on to recipient. But you might have needed Adobe Acrobat Pro Extended, or something similar to do the redacting. Sounds like you've dealt with it now though, albeit in a heath-robinson stylee.

Yes the agent said originals. I said I wasnt going to be putting 1 (then 3) statements into the postal system. Unfortunately my bank doesnt do on line pdf statements.

So they arranged for the client recruitment co to contact me and I told them my concerns re ID theft about putting such docs in the post. He undertsood my concerns and during discussion we reached an acceptable compromise with what were pics taken with a digi camera.

My bank statements are very healthy but I dont see why I should disclose the workings of mine \ wife's joint account to anyone. Neither did I want to deface existing statements. Time was also of the essence and I dont have scanning facilities so one obnoxious poster's comments irritated me.

The original post was more one of 'would you?' but I appreciate people interpret things in different ways.

If I really wanted to dig in I could have done but, as someone rightly said, the job offer would likely fall apart.

[SteelyDan]

I got the impression they wanted originals?

If copies would have sufficed, you could have gone on line, got your bank statements, saved as pdf, then redacted the information you didn't want to reveal, then emailed on to recipient. But you might have needed Adobe Acrobat Pro Extended, or something similar to do the redacting. Sounds like you've dealt with it now though, albeit in a heath-robinson stylee.

[BolshieBastard]

Scan it / download it from the website.

Use Paint Shop Pro (or similar) to block out all the transaction details. Email a copy across.

Which is what I did after discussions with them. Said I was more than happy to take them into the office I'd be working at but that wasnt acceptable either as they had no resource section there.

[BolshieBastard]

Quite simple, scan it in/make a colour photocopy, keep the copy and alter the original before sending.

- Send the original if posting, companies can get snippy about copies.

- Dont black out, cut out with a knife. Sometimes numbers/details can still be seen through blacked out pen.

Just say you've gone paperless for bank statements, but the utility bills are still on paper?

Am I the only one who thinks it's ironic that banks encourage us to go paperless, and then a bank wants to see the paper statement?

All the above are thoughts clearly missed by one obnoxious poster but never mind.

Yes, I agree, what if you have paperless statements, what if you have no printer \ scanner (I dont, never have need for them) etc, etc?

Fact is, I actually have an account with the finance company involved but they cannot use that for 'data protection' reasons!

Also, apparently, the finance company use a separate checking agency and its the checking agency who are requesting banks statements (it's now gone up to 3 monthly statements dated in the last 3 months).

So, I've had to get the digi camera out, take pics of 3 statements and email them over as they are prepared to accept this.

So much for the paperless office!

[SteelyDan]

Bank statements, no, but have had to provide utility bill & it needed to be the original, not a copy.
I suspect you're going to have to comply, otherwise take the consequences - i.e. no role.
Cutting out (craft/stanley knife etc) certain information seems a better way, rather than trying to hide info with a black marker pen, as if held to the light the information is visible.

What you might end up providing them with might look comical though; an A4 piece of paper with chunks missing out of it