IQ Consultants, Felicitas Solutions, ECS Trustees - loan repayment demands

[NickLeeson2]

I can also confirm I have an email from Darwin of the T&C's of their contract at the time and there is not a single mention of the word loan anywhere in it.

Agreed, no mention of loan in the employment contract. No loan agreement signed.

[SouthKD]

Debts being written off

Anyone had an email from Felicitas saying the debt has been written off?

This applies to the Sanzar Solution....not sure about Darwin

[Tezz]

Sanzar email

Anyone had an email from Felicitas saying the debt has been written off?

This applies to the Sanzar Solution....not sure about Darwin

Yes I received an email today saying ALL debts with Felicitas have been written off. Not sure how to take this...

[Greenjack]

Anyone had an email from Felicitas saying the debt has been written off?

This applies to the Sanzar Solution....not sure about Darwin

I received the same email this morning saying my ‘debt’ to Felicitas has been written off.

Why do I still feel nervous? What are they going to try next?

[Zander]

Wrote off Loan

I to received the mail from Felicitas confirming that my loan with Darwin had been written off and have mailed them back to request formal letter of confirmation plus a request all my personnel information that they held on me illegally be destroyed and not passed on to the next pack of scamming parasites.
I advise all who have not had these write off mails to fight these people tooth and nail.
Do not pay them a penny.
I am even considering legal action after lockdown to seek damages for the upset they have caused over the last 3 months.

[Wtaf]

Debt written off email

I received an email but it was for payment, not written off. For all previous contact from said , did you ignore or get WTT etc to contact them? Thanks

[yeahitsphil]

I to received the mail from Felicitas confirming that my loan with Darwin had been written off and have mailed them back to request formal letter of confirmation plus a request all my personnel information that they held on me illegally be destroyed and not passed on to the next pack of scamming parasites.
I advise all who have not had these write off mails to fight these people tooth and nail.
Do not pay them a penny.
I am even considering legal action after lockdown to seek damages for the upset they have caused over the last 3 months.

I couldn't agree more with you. There is zero need to pay them a penny, further theres no need to pay anyone else to sort it either. Both myself and ETC tax are more than happy to assist pro bono to make them go away. Its not difficult and those that say differently are normally the ones who assist for 'a small fee'.

[Zander]

Fight them

do As I did fight them and don’t rely on ECT alone.
1.request a copy of your loan agreement
2.request a declaration stating they provided monies as loans and none was supplied to the via an agent for your services.
3.contact Isle of Man ombudsman and complain as well as ours in UK.
4.contact the agent you worked for and request all the payments made to them.
5.Bank statements will also show your PAYE and any expenses.
6.i had confirmation from HMRC Darwin were a tax avoidance scheme so if you have paid the tax you will have the same.so get onto HMRC
7.Ask your local MP to raise it in Parliament as I did they will help.
It’s a lot of work but you need to help yourself
Hope this has been of use.

[DealorNoDeal]

I couldn't agree more with you. There is zero need to pay them a penny, further theres no need to pay anyone else to sort it either. Both myself and ETC tax are more than happy to assist pro bono to make them go away. Its not difficult and those that say differently are normally the ones who assist for 'a small fee'.

Small yes, but not insignificant!!!

We could have done with you here a few weeks ago to counteract some of the scaremongering going on.

[Kingsshilling]

Yes I received an email today saying ALL debts with Felicitas have been written off. Not sure how to take this...

I have received a final offer and payment plan to settle the loan for 5% of the total amount. Up to 5 years to pay. This was an IQ solution.

All previous communications were just stating ownership changes and invite to logon on their website