Hey guys, was contracting for many many years, but last winter I took on a perm role, pay is reasonably good for a BA , with all the benefits (good pension and comprehensive health insurance that covers for existing conditions )
As expected am toying with the idea of going back to contracting as I am bored like hell – yes I am suffering NO perm stress and no issues with other employees , nothing really wrong here, well perhaps apart from the fact they want me to start at 8am, but I am never in the office before 9 anyway, so they just accepted it, I am suffering from boredom, and the knowledge I can earn more as a contractor…
However, suddenly I am having these negative thoughts about contracting lifestyle, a colleague of mine was going to leave, handed resignation as got a much better offer, but had a cancer scare before her notice runs out, my colleague still undergoing tests and decided to withdrew the resignation, which was welcomed by the employer… now I am also getting a bit of cold feet, what if something happens like that to me? I know there is no perm job security nowadays, but I’ve seen this situation again, only a few weeks ago I know someone who is in his early 40’s very very fit, suddenly out of nowhere he got a stroke, a mild stroke, but I know it will take him months to recover , and not sure if he will be able to go back to work in the same capacity as before..
I do have critical illness insurance, but only for part of the mortgage value, not all, when I was a contractor I also took private health insurance, but that didn’t cover for all cases e.g. health issues resulting from existing conditions, don’t get me wrong am perfectly healthy now, but perhaps as I am getting older I am getting more and more hesitant, less decisive and not tempted to take risks any more…
Anyone else have thoughts like that? No idea how I was so casual about contracting before and it felt so natural and now am the opposite?
As expected am toying with the idea of going back to contracting as I am bored like hell – yes I am suffering NO perm stress and no issues with other employees , nothing really wrong here, well perhaps apart from the fact they want me to start at 8am, but I am never in the office before 9 anyway, so they just accepted it, I am suffering from boredom, and the knowledge I can earn more as a contractor…
However, suddenly I am having these negative thoughts about contracting lifestyle, a colleague of mine was going to leave, handed resignation as got a much better offer, but had a cancer scare before her notice runs out, my colleague still undergoing tests and decided to withdrew the resignation, which was welcomed by the employer… now I am also getting a bit of cold feet, what if something happens like that to me? I know there is no perm job security nowadays, but I’ve seen this situation again, only a few weeks ago I know someone who is in his early 40’s very very fit, suddenly out of nowhere he got a stroke, a mild stroke, but I know it will take him months to recover , and not sure if he will be able to go back to work in the same capacity as before..
I do have critical illness insurance, but only for part of the mortgage value, not all, when I was a contractor I also took private health insurance, but that didn’t cover for all cases e.g. health issues resulting from existing conditions, don’t get me wrong am perfectly healthy now, but perhaps as I am getting older I am getting more and more hesitant, less decisive and not tempted to take risks any more…
Anyone else have thoughts like that? No idea how I was so casual about contracting before and it felt so natural and now am the opposite?
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