The downside to so much 'exposure' of Cancer in the media is that until you have it (or have to care for someone undergoing the treatment) you don't realise how little you actually know. One of the first things you learn is that they will never tell you that you are cured as there no such thing, just remission and crossing your fingers that it does not return (or in some cases that the Oncologist guess on how long before it's return).
It does change your life and your outlook on it, as I suppose most near death experiences would.
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Reply to: Contracting or staying as Perm
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Previously on "Contracting or staying as Perm"
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Originally posted by SimonMac View PostI thought it was HAD
the current batch of meds have forced a chemical remission, this state should last 2-6 years after that see what happens, either increase dose, new meds or full on bone marrow transplant, c'est la vie
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Originally posted by Halo Jones View PostHave cancer, am a permie:
I still have job considerations (will they want to get shot of me due to time off for hospital visits etc) no job is secure do want you want, be happy & deal with tomorrows issues when they arise.
Yes you can say that it’s harder to get shot of someone when they are permie but there are ways & means, fortunately my employer is good about these things & I have decided not to worry about it – there are much worthier things to contemplate over, such as black bean or sweet chilli stir fry tonight?
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Have cancer, am a permie:
I still have job considerations (will they want to get shot of me due to time off for hospital visits etc) no job is secure do want you want, be happy & deal with tomorrows issues when they arise.
Yes you can say that it’s harder to get shot of someone when they are permie but there are ways & means, fortunately my employer is good about these things & I have decided not to worry about it – there are much worthier things to contemplate over, such as black bean or sweet chilli stir fry tonight?
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I, personally, wouldn't work a job I disliked just on the chance that the worst may happen. After all, if I get cancer then I've got bigger things to worry about than work.
How much would they even cover you for? I think my last permie job was 6 months full pay, 6 months half pay then you'd get a lump sum equivalent of redundancy on leaving. How long would it take you to save an equivalent sum on contractor rates?
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Originally posted by SandyD View Post...but that didn’t cover for all cases e.g. health issues resulting from existing conditions, don’t get me wrong am perfectly healthy now...
If you take out any form of life assurance, critical illness cover or income protection then pre existing medical conditions are only factored in at the application stage.
Therefore if you are fit and healthy now and decide to take out one of the above policies, then after doing so, a year down the line you are diagnosed with a heart condition for example, you would be covered still if you suffered a heart attack later. It would only be if you had heart conditions (in which case obtaining cover may be very difficult and or costly anyway) that potentially any heart related conditions wouldn't be covered.
Hope that helps?
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Interesting post for me.
I am thinking of going in the opposite direction (Contract to Perm) for similar reasons.
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Originally posted by NorthWestPerm2Contr View PostIf in doubt stay Perm. Next
The more you dip in and out between perm and contract the harder it is going to be for you to find work. Perms don't want contractors and coming from perm is a disadvantage for contract roles. Jump in one or the other other. Messing about with both will make things harder.
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Originally posted by DirtyDog View PostCan you continue the health cover when you leave? Some providers will allow that.
Private health cover isn't going to help you in the event of an emergency, whether that's a pre-existing condition or not.
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Can you continue the health cover when you leave? Some providers will allow that.
Private health cover isn't going to help you in the event of an emergency, whether that's a pre-existing condition or not.
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Contracting or staying as Perm
Hey guys, was contracting for many many years, but last winter I took on a perm role, pay is reasonably good for a BA , with all the benefits (good pension and comprehensive health insurance that covers for existing conditions )
As expected am toying with the idea of going back to contracting as I am bored like hell – yes I am suffering NO perm stress and no issues with other employees , nothing really wrong here, well perhaps apart from the fact they want me to start at 8am, but I am never in the office before 9 anyway, so they just accepted it, I am suffering from boredom, and the knowledge I can earn more as a contractor…
However, suddenly I am having these negative thoughts about contracting lifestyle, a colleague of mine was going to leave, handed resignation as got a much better offer, but had a cancer scare before her notice runs out, my colleague still undergoing tests and decided to withdrew the resignation, which was welcomed by the employer… now I am also getting a bit of cold feet, what if something happens like that to me? I know there is no perm job security nowadays, but I’ve seen this situation again, only a few weeks ago I know someone who is in his early 40’s very very fit, suddenly out of nowhere he got a stroke, a mild stroke, but I know it will take him months to recover , and not sure if he will be able to go back to work in the same capacity as before..
I do have critical illness insurance, but only for part of the mortgage value, not all, when I was a contractor I also took private health insurance, but that didn’t cover for all cases e.g. health issues resulting from existing conditions, don’t get me wrong am perfectly healthy now, but perhaps as I am getting older I am getting more and more hesitant, less decisive and not tempted to take risks any more…
Anyone else have thoughts like that? No idea how I was so casual about contracting before and it felt so natural and now am the opposite?Tags: None
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