Just got home insurance renewal.

[eek]

£600 if paid monthly.

lowest quote by visiting 1 comparison site is £186.

If I use the company this £600 quote is from its £220. Now I know people are lazy but blooming heck thats a rip off.

[northernladuk]

Just accepting an insurance quote is a mugs game for sure but the devil is in the details as the t&c's change all the bloody time. Newer quotes are starting to exclude stuff just like Ryan Air. We found that after using a comparison site we lost 'away from home' insurance. We could have had it added as an extra along with a whole host of things at extra cost. Try as we might to compare what was covered and what wasn't we got stung. Even after finding this out we dug through cover on both and only spotted it because we were looking for it.

Insurance is a rip off at the best of times but there is no such thing as like for like insurance quotes. Some include expensive items, some have to have them named, away from home, phones yadda yadda. It's a bloody minefield and always stacked against the consumer.

I would be very wary about taking your exsiting £600 as a direct comparison for the £252 with a pinch of salt and get a mail from the company to comfirm it.

[formant]

Had a similar difference with pet insurance renewal lately. Renewal quote was £44 per month for an older large dog (an increase of over 20 quid compared to last year). Price comparison site got me basically the same cover (well the bits that we actually wanted) for £16 per month.

I can't remember the last insurer I stuck with for more than a year.

[d000hg]

Which bits of the dog were the ones you wanted insured?

[eek]

Well I checked the details on another site (unnamed site) and the final price was £154 with a few cuddly meerkat. Terms and conditions are better than my current deals so

[northernladuk]

Well I checked the details on another site (unnamed site) and the final price was £154 with a few cuddly meerkat. Terms and conditions are better than my current deals so

Forget the T&C's man... Get the meerkat!!! It makes you instantly attractive to the opposite sex while you have one... which won't be long. Mine got 'adopted' less than a day after it arrived

[formant]

Vassily was my first. Now waiting for Sergei to come in the post.

[northernladuk]

Vassily was my first. Now waiting for Sergei to come in the post.

I got Sergei first! Boom headshot!! Best one IMO.

[Waldorf]

I found that they can be a rip off, provided the renewal is reasonable then I renew, otherwise I do a bit of work and seek out some other quotes, well worth doing every few years or so.