Paystream - admin charge out of Gross pay and not Total umbrella income

[Protagoras]

No, it's not my choice any more it is my personal decision to use PayStream ..

I don't quite follow how your personal decision isn't your choice.

If you don't like the terms offered by your umbrella 'employer' is there something that's preventing you moving to another one whose terms are more attractive?

[Mikexx]

Because it’s your choice. If you chose not to use salary sacrifice, then you wouldn’t pay the £8 monthly fee (or whatever the exact amount is). It is not the umbrella company that is forcing you to use salary sacrifice whatever way you have it set up, it is your personal choice.
Or, if you are able to look at it objectively, why should your personal decision be taken out of their income?

Of course it's my choice. But I don't see your argument, especially when you might see the very name salary sacrifice a contradiction. It would be rational to beleive that costs and admin charges asssociated with this would also be a 'salary sacrifice'.

I am also making a NEST pension payment out of net income. While 20% tax gets added back in from the government I still pay NI on these payments.

I have contacted another umbrella company and they are very clear that all fees and admin charges, including those associated with a salary sacrifice, are made out of the total umbrella income. I have no idea why PayStream are different.

[sadkingbilly]

call paystream, tel them if they don't change their operational model to suit you, you'll....
you'll....
stamp your feet, and cry and cry and cry until you're SICK!!

[Mikexx]

call paystream, tel them if they don't change their operational model to suit you, you'll....
you'll....
stamp your feet, and cry and cry and cry until you're SICK!!

That's not very helpful; is it?

If I do phone them it will be to say I have jumped.

[vwdan]

I don't quite follow how your personal decision isn't your choice.

If you don't like the terms offered by your umbrella 'employer' is there something that's preventing you moving to another one whose terms are more attractive?

Can't speak for OP but I have little choice when it comes to brollys - the agency dictate. I actually had to kick up a massive fuss and threaten to walk from the contract, as the original brolly was a joke and were clearly on the edge of going bump. Which they eventually did, but fortunately just after I'd gotten out and they allowed me through one other.