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[Mikexx]

That's not very helpful; is it?

If I do phone them it will be to say I have jumped....

[Mikexx]

Of course it's my choice. But I don't see your argument, especially when you might see the very name salary sacrifice a contradiction. It would be rational to beleive that costs and admin charges asssociated with this would also be a 'salary sacrifice'.

I am also making a NEST pension payment...

[Mikexx]

No, it's not my choice any more it is my personal decision to use PayStream, yet their fee is paid out of Total Umbrella Income. It is their choice to make the admin charge out of PAYE income. I had hoped for a pointer to case law, HMRC rules or statute law but still no independent justification....

[Mikexx]

Are you saying is there is no legal basis for doing this and it is their choice? Seems crazy to me and the best way to upset their clients.


You seem to be confusing whose income this is.

It is not "their income" and not sure why you should think it is?
...

[Mikexx]

I'm looking for an explanation why the "admin charge" can't be taken out of the total umbrella income. If the salary sacrifice can be take out of the total umbrella income then why not the "admin charge".

I don't feel I am any closer to an explanation and it's not the...