3 years old expenses receipts.

[SandyD]

A cloned credit card is a lot easier to deal with than a cloned debit card, or a lost wallet with cash in it.

If my credit card has dodgy transactions on it, it's not my money. I ring the company and flag the dodgy transactions and they remove them. If necessary they give me a new card with a new number and block the old one. But it's not my money that someone is stealing so I don't care.

If my debit card has dodgy transactions on it, it's my money that's gone missing from my bank account. It's me that has to try to fight to show that they are dodgy. It's me that has to pay up while I fight the battle to get my money back. It takes me time and effort to do that.

The idea that having someone clone your credit card and rack up lots of dodgy transactions is a pain is laughable. Watch some of Frank Abagnale's videos on YouTube about it.

I think CC here means company card, not credit card... never applied for a company credit card!! perhaps I should

[Whorty]

I think CC here means company card, not credit card... never applied for a company credit card!! perhaps I should

CC for me was a ref to Credit Card. I use a personal one for expenses then claim them back, as I used to when I was perm (it's an old habit). Strangely, never used my company credit card for expenses.

[ladymuck]

I put company expenses on one of two cards that are solely for business purposes, are billed to the company and payments come out of the company bank account.

Having read once, many years ago, that if HMRC can't distinguish between personal and business expenditure because you mix the two then they can go through all your finances in the event of an investigation. Not sure how true that is but it's not something I want to risk experiencing

[WTFH]

I never use CC for expenses (or 99% ot the time), for security reasons. A cloned CC is a real nuisance when there are £XXX XXX in it.
I am not overly worried, just interested in what others do.

It’s not the amount in your account, but the limit on your credit card. Are you really that clueless?

[northernladuk]

It’s not the amount in your account, but the limit on your credit card. Are you really that clueless?

His posting history says yes.

[SandyD]

Well my accountant advised to pay for any business related expenses using the company card, its the clearest and best method, been following his advise for years, it makes my end of year so simple to be honest...

[pscont]

A cloned credit card is a lot easier to deal with than a cloned debit card, or a lost wallet with cash in it.

If my credit card has dodgy transactions on it, it's not my money. I ring the company and flag the dodgy transactions and they remove them. If necessary they give me a new card with a new number and block the old one. But it's not my money that someone is stealing so I don't care.

If my debit card has dodgy transactions on it, it's my money that's gone missing from my bank account. It's me that has to try to fight to show that they are dodgy. It's me that has to pay up while I fight the battle to get my money back. It takes me time and effort to do that.

The idea that having someone clone your credit card and rack up lots of dodgy transactions is a pain is laughable. Watch some of Frank Abagnale's videos on YouTube about it.

I dont have company credit card. CC meant 'company card' as in debit card.

[pscont]

It’s not the amount in your account, but the limit on your credit card. Are you really that clueless?

Are you stupid?

[northernladuk]

Are you stupid?

You afraid he's taking your job?

[vwdan]

I put company expenses on one of two cards that are solely for business purposes, are billed to the company and payments come out of the company bank account.

Having read once, many years ago, that if HMRC can't distinguish between personal and business expenditure because you mix the two then they can go through all your finances in the event of an investigation. Not sure how true that is but it's not something I want to risk experiencing

Same, I've got a company credit card that I use for all "out of pocket" type expenses