Almost mid-Jan - yet
It feels like impending doom is coming...
Warchest runs out after January mortgage and bills are paid.
Despite having a new format "functional CV", having used the "Happy New Year" message to lots of contacts as an excuse to ask if they are aware of opportunities (perm and contract), I am no closer to securing any work let alone any interviews.
2 Agents have told me the PM market is a bit "odd" at the moment and that rates are lower than a few months ago.
Even with a toned down Project Manager CV separate from a Programme Manager CV I am still being told I am overqualified for a lot of roles.
Given that it takes a minimum of 7 to 10 days for a CV application to fixing an interview it is very clear that even getting billable days in February will be a challenge.
And by end of Feb, the Former Marital Home will have reached "exchange contracts" stage, the ex wife will be using equity for rent and I will have asked for equity to substain myself and pay minimum credit card payments whilst benched. As final financial settlement court date is not until March I still face the battle of getting any more equity for the longer term. To be honest I was not so bothered about getting lots of equity as I figured I could earn money quick enough, now having been benched almost 6 months in the last 12 months I seriously doubt my capability to earn and will have to fight for whatever equity I can get.
I now have to look at "survival" plans, I will probably have to give up the rented room and move back in with parents (yippee what a nice 50th birthday present that would make!), reduce credit card payments to £1 a month (ruining my chances of getting a mortgage in the future) and tell the kids the child maintenance is now down to £5 a week. For the February mortgage I will have to borrow the money but will have to ask the solicitor to ask the ex to be reimbursed from the house equity. Trying to survive with a job in my line of work doesn't appear to be working so I might have to do a career change.
I will also have to go to the GP for counselling and / or depression pills.
In the meantime I have applied for permanent jobs, joined up contractorclub and dialabrain. I really do need 2014 to be better than tulipe 2013. At least by end March there will not be any mortgage to pay.
It feels like impending doom is coming...
Warchest runs out after January mortgage and bills are paid.
Despite having a new format "functional CV", having used the "Happy New Year" message to lots of contacts as an excuse to ask if they are aware of opportunities (perm and contract), I am no closer to securing any work let alone any interviews.
2 Agents have told me the PM market is a bit "odd" at the moment and that rates are lower than a few months ago.
Even with a toned down Project Manager CV separate from a Programme Manager CV I am still being told I am overqualified for a lot of roles.
Given that it takes a minimum of 7 to 10 days for a CV application to fixing an interview it is very clear that even getting billable days in February will be a challenge.
And by end of Feb, the Former Marital Home will have reached "exchange contracts" stage, the ex wife will be using equity for rent and I will have asked for equity to substain myself and pay minimum credit card payments whilst benched. As final financial settlement court date is not until March I still face the battle of getting any more equity for the longer term. To be honest I was not so bothered about getting lots of equity as I figured I could earn money quick enough, now having been benched almost 6 months in the last 12 months I seriously doubt my capability to earn and will have to fight for whatever equity I can get.
I now have to look at "survival" plans, I will probably have to give up the rented room and move back in with parents (yippee what a nice 50th birthday present that would make!), reduce credit card payments to £1 a month (ruining my chances of getting a mortgage in the future) and tell the kids the child maintenance is now down to £5 a week. For the February mortgage I will have to borrow the money but will have to ask the solicitor to ask the ex to be reimbursed from the house equity. Trying to survive with a job in my line of work doesn't appear to be working so I might have to do a career change.
I will also have to go to the GP for counselling and / or depression pills.
In the meantime I have applied for permanent jobs, joined up contractorclub and dialabrain. I really do need 2014 to be better than tulipe 2013. At least by end March there will not be any mortgage to pay.
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