War chests

[HeadOfTesting]

mate, don't sweat the responses...

i don't smoke
or drink
or go out much...

doesn't mean I have no life...

instead i spend money on other stuff like audio visual gear, cars..chilling with my wife on the PS3, etc...watch martial movies.....(if anyone is into martial movies, IP MAN with donnie yen is pretty good)

each to their own....everyone has different interests....

as long as everyone has enough to get themselves by in this difficult time, that is the most important...

I wasn't "sweating the responses" but I can see that it looked that way.

Agreed about everyone making it through this period.

[mace]

12 weeks

Thank you very much... Its early days, only the first test so cant get excited too much (although I am doing)... Isn't it 12 weeks before you know your relatively safe ?

You're usually ok after 12 weeks although problems can occur at any time. Your wife needs to take folic acid for the 1st 12 weeks. She'll get the 1st ultrasound around about the 13th week and another at the 20th week. My wifes in her 26th week now.

[adamv6]

HOT, you live on a different 'ing planet!!

£1300 PCM with no car? Left home at 18, have £310k reserve cash. Buy some fecking property whilst its cheap, don't waste your money in a bank man!

I have about 2 months grace if I lose my job, and insurances to cover major outgoings (mortgage, car).

Only been contracting again 18months so not had the opportunity to gather my £300k together ;-)

ClientCo has just cut contractor rates by 10% as well, so saving almost going to be a no go now ;(

[oracleslave]

HOT, you live on a different 'ing planet!!

£1300 PCM with no car? Left home at 18, have £310k reserve cash. Buy some fliping property whilst its cheap, don't waste your money in a bank man!

I have about 2 months grace if I lose my job, and insurances to cover major outgoings (mortgage, car).

Only been contracting again 18months so not had the opportunity to gather my £300k together ;-)

ClientCo has just cut contractor rates by 10% as well, so saving almost going to be a no go now ;(

Is adam version 6 the bot that knows anything re finance or do I wait for version 7?

[HeadOfTesting]

adamv6,

My last contract was 16 months and before that I was permie so there's no excuse Just kidding before someone jumps down my throat - I know everyone's circumstances are different.

As for property, I don't want to get into this topic but it is still grotesquely over-valued by any sensible measure. It will take another 2-3 years to bottom out (in real terms rather than nominal).

[SuperZ]

adamv6,

As for property, I don't want to get into this topic but it is still grotesquely over-valued by any sensible measure. It will take another 2-3 years to bottom out (in real terms rather than nomina).

Kinda agree with that, it`s definately not going to suddenly rise anyhow.
However, consider investing in some good companies for the long term. Going by your posts it looks like you`ve been burned a few times on shares (as have I and many others I`m sure), but investing is a long term venture. It`s so easy to lose money and then give up. Anyone who decides to invest any money in the stock market should do with longer term plans.
Someof the divi`s on offer at the moment are great!

[Wils]

Buy some fliping property whilst its cheap, don't waste your money in a bank man!

Yes, it's oh so cheap at the moment. Dive in!

[Torran]

some hefty at the nob waving in this thread.

Some of you have plenty money but very little class.

[alreadypacked]

some hefty at the nob waving in this thread.

Some of you have plenty money but very little class.

Not me, I have very little money because I like 5*

[nomadd]

some hefty at the nob waving in this thread.

Some of you have plenty money but very little class.

I used to have an S-Class. Does that count?

Nomadd