What age do you plan to semi-retire?

[courtg9000]

But what does go down is routine expenditure. No mortgage, much lower insurance costs, no travel to work, less pressure to pack everything into a weekend at top prices. It all adds up.

^^This^^

I am around 1000 up already this month compared to some previous months last year and the year before.

[ChimpMaster]

But what does go down is routine expenditure. No mortgage, much lower insurance costs, no travel to work, less pressure to pack everything into a weekend at top prices. It all adds up.

+ kids moving out

[malvolio]

+ kids moving out

That happened about 30 years ago...

[SueEllen]

+ kids moving out

Depends where you live.....

[ladymuck]

+ kids moving out

Or kids moving back in!

[SueEllen]

Or kids moving back in!

If youmove to the backend of nowhere they won't move back in apparently, so I've been told....

[d000hg]

Work is valuable but that doesn't mean working for someone, if you don't need to. A lot of people retire then end up busier than ever working on their own business. Others become dedicated volunteers or take up a hobby as a 'job' e.g. music or writing or painting. Or study for its own sake, effectively becoming armchair academics.

Sitting doing naff all would soon become dull but all you need is a bit of land and maybe a few animals and you will never have time to be bored! A couple I know both 70ish work virtually full-time on their wonderful garden most of the year - it's like a show garden!