Originally posted by woohoo
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If you were forming a political party what manifesto commitments would you make?
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Originally posted by BlasterBates View PostHouse prices are lower than they were 15 years ago

House prices will drop when the interest rates go up, always have and they always will. You bought at a time that was very unusual just after a housing crash and the interest rates had just dropped. House prices shot up over a 10 year period, and over the following 15 years dropped in real terms.
Whilst comparing it to inflation may seem to make sense actually you should compare against wages when considering affordability.
Housing affordability in England and Wales - Office for National Statistics
Few people have been getting wage rises over the last few years.Comment
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I would remove or reduce student loans for those that study STEM subjects.
I would allow employers tax breaks for non-vocational training and apprenticeships.
But most importantly I will allow euthanisation of all the loud mouthed, inconsiderate twats that inhabit these isles, thus reducing population by at least 50%.Comment
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FTFYOriginally posted by DimPrawn View Post
But most importantly I will allow euthanisation of all the loud mouthed, inconsiderate twats that inhabit these isles, thus reducing population by 48%.Comment
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Force tenants to take out a mortgage and buy their BTL Rentals. I could get rid of mine then and retire and relax in comfortOriginally posted by vetran View Postwhat good is that going to do, where are those with poor credit going to live?
Best way to fix BTL is to make the returns less attractive by building more homes or have less people wanting them.
Confusion is a natural state of beingComment
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Wrong! 48%.....Originally posted by DimPrawn View PostI will allow euthanisation of all the loud mouthed, inconsiderate twats that inhabit these isles, thus reducing population by at least 50%.Comment
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If that's what you really want.Originally posted by Old Greg View PostMake CUK a safe space for gammonflakes.Comment
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Not at all.Originally posted by vetran View PostWhilst comparing it to inflation may seem to make sense actually you should compare against wages when considering affordability.
Housing affordability in England and Wales - Office for National Statistics
Few people have been getting wage rises over the last few years.

Mortgage payments are currently at 32% of mean take home pay. In 1980's it was consistently higher, in 1989 when interest rates shot up to around 15% it was 55%.I'm alright JackComment
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Can we see that chart denominated in Euros?Originally posted by BlasterBates View PostAverage weekly wages in the UK

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