Mortgages: 1yr umbrealla, 1yr Ltd

**Danielsjdaccountancy** · 30 April 2012, 09:06

Originally posted by gr4z View Post

Hi chaps

I am looking at mortgaging a house after being in rented for the last 2 years. For those 2 years I spent the first 12 months under an umbrella and last 12 months now under a Limited company. I have a contract for the next 6 months. What would be my best way to secure a mortgage, as most lenders will want 2 years of accounts. As an Umbrella I didn't have any accounts. If it make any difference at all, I have been in the same industry for 20 years (I.T.).

Any advice appreciated.
Thanks

Contractor Mortgages Made Easy are very good at lending on day rates, no accounts required, please feel free to PM me for details or email daniel.mossatsjdaccountancy.com

HTH

**northernladuk** · 30 April 2012, 09:21

Do a search for mortgages, this question gets asked almost weekly. Lots of answers for you there.

**saptastic** · 30 April 2012, 10:02

Originally posted by gr4z View Post

Hi chaps

I am looking at mortgaging a house after being in rented for the last 2 years. For those 2 years I spent the first 12 months under an umbrella and last 12 months now under a Limited company. I have a contract for the next 6 months. What would be my best way to secure a mortgage, as most lenders will want 2 years of accounts. As an Umbrella I didn't have any accounts. If it make any difference at all, I have been in the same industry for 20 years (I.T.).

Any advice appreciated.
Thanks

IT Contractor Mortgages Information and Quotation :: Contractor UK
I would give these guys a call ...

**Wanderer** · 30 April 2012, 20:06

You could try asking your bank to see what they require before presuming you have to go to one of these specialist lenders and pay a higher interest rate....

Mortgages: 1yr umbrealla, 1yr Ltd