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Reply to: Mortgages: 1yr umbrealla, 1yr Ltd
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Previously on "Mortgages: 1yr umbrealla, 1yr Ltd"
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You could try asking your bank to see what they require before presuming you have to go to one of these specialist lenders and pay a higher interest rate....
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Originally posted by gr4z View PostHi chaps
I am looking at mortgaging a house after being in rented for the last 2 years. For those 2 years I spent the first 12 months under an umbrella and last 12 months now under a Limited company. I have a contract for the next 6 months. What would be my best way to secure a mortgage, as most lenders will want 2 years of accounts. As an Umbrella I didn't have any accounts. If it make any difference at all, I have been in the same industry for 20 years (I.T.).
Any advice appreciated.
Thanks
I would give these guys a call ...
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Do a search for mortgages, this question gets asked almost weekly. Lots of answers for you there.
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Originally posted by gr4z View PostHi chaps
I am looking at mortgaging a house after being in rented for the last 2 years. For those 2 years I spent the first 12 months under an umbrella and last 12 months now under a Limited company. I have a contract for the next 6 months. What would be my best way to secure a mortgage, as most lenders will want 2 years of accounts. As an Umbrella I didn't have any accounts. If it make any difference at all, I have been in the same industry for 20 years (I.T.).
Any advice appreciated.
Thanks
HTHLast edited by Danielsjdaccountancy; 30 April 2012, 09:34.
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Mortgages: 1yr umbrealla, 1yr Ltd
Hi chaps
I am looking at mortgaging a house after being in rented for the last 2 years. For those 2 years I spent the first 12 months under an umbrella and last 12 months now under a Limited company. I have a contract for the next 6 months. What would be my best way to secure a mortgage, as most lenders will want 2 years of accounts. As an Umbrella I didn't have any accounts. If it make any difference at all, I have been in the same industry for 20 years (I.T.).
Any advice appreciated.
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