Contractor Mortgages

[timjones137]

I have just started contracting as a Ltd Company in Oct 2016, and I am looking to buy a house. From initial conversations with high street lenders, I need at least 12 month contracting history.

Can anyone recommend a decent contractor mortgage broker they have had success with?

I have always worked in finance in perm roles.

Cheers

[TheBA]

There was a recent thread so best trying the search function/Google site search. A few keep an eye on these boards so will no doubt drop in too.

I can recommend Martin at AS Financial. He recently arranged my remortgage and I only started contracting early last year. Of all the brokers I spoke to he came up with best arrangement. Plus he doesn't charge a fee.

View Profile: Martin@AS Financial - Contractor UK Bulletin Board

[saptastic]

There are a few specialists out there. Contractor Financials I can recommend via this site
IT Contractor Mortgages Information and Quotation :: Contractor UK

[gables]

I can recommend Martin@ASFinancials

[gables]

There was a recent thread so best trying the search function/Google site search. A few keep an eye on these boards so will no doubt drop in too.

I can recommend Martin at AS Financial. He recently arranged my remortgage and I only started contracting early last year. Of all the brokers I spoke to he came up with best arrangement. Plus he doesn't charge a fee.

View Profile: Martin@AS Financial - Contractor UK Bulletin Board

With Martin there will be fee if the mortgage is low. The re-mortgage I needed was low at £105K so ended up with a fee to Martin of £382

[northernladuk]

I've used Freelancer Financials for a contractor mortgage, residential and two BTLs so safe to say I'm happy with their service.

https://www.freelancerfinancials.uk.com

Ask for John Yerou. He may not be the person you deal with through the process but at least you've got the ear of the boss

[Major Hassle]

As per NLUK Freelance Financials just did mine, there will be a fee but mine was quick, efficient and trouble free so worth the money IMO

[ladymuck]

I used Contractor Financials years ago. Did a good job.

Expect to pay a fee with any broker but do note that some take a commission instead. The difference is subtle but significant. I believe all the ones recommended so far charge a fee, which is better.

[gables]

I used Contractor Financials years ago. Did a good job.

Expect to pay a fee with any broker but do note that some take a commission instead. The difference is subtle but significant. I believe all the ones recommended so far charge a fee, which is better.

Martin@AS Financials is fee free if your mortgage is large enough, I think the minimum to be fee free is £214,285

[monita]

Personally, I had issues with Martin from AS Financials and had to turn to Freelancer Financials on a very last minute. They got me sorted in a few days (I can share my contact if anyone interested PM)