How much do you put in your pension?

[dx4100]

Doesn't whether or not our partners have a pension and how much they putting have a massive impact on what we should be doing? No-one seems to have mentioned it.

My other half has a huge pension and she isn't even 40 yet. I said WE will be fine given her pension pot. She looked me in the eye and said make sure I have my own pot. So I guess my arse is getting dumped at some point At least she was nice enough to be honest about it now

[northernladuk]

My other half has a huge pension and she isn't even 40 yet. I said WE will be fine given her pension pot. She looked me in the eye and said make sure I have my own pot. So I guess my arse is getting dumped at some point At least she was nice enough to be honest about it now

Lol... Sounds like a keeper that one.

[fidot]

The value of pension pots is included in marital assets in the case of divorce.

[LordF]

Pension Payments

I have been paying £1000/month for many years via my Ltd Co. Have had the private pension going since 1989 and it is now £352,000 in value. Just turned 51 earlier this month.

[Fred Bloggs]

I have been paying £1000/month for many years via my Ltd Co. Have had the private pension going since 1989 and it is now £352,000 in value. Just turned 51 earlier this month.

That's £324,000 you have put in. What are you investing in? Cash deposit should have returned more?

[adubya]

1000/month for "many years" doesn't necessarily mean since 1989

[LordF]

That's £324,000 you have put in. What are you investing in? Cash deposit should have returned more?

I was not putting in £1000 a month back in 1989, it was more like £60 a month back then. Circa 2009 the fund was circa £130k in value, so its done pretty well since then.

The current £1000/month is for past 5 to 6 years. Mainly into the best performing funds (Fundsmith, Legg Mason Japan, AXA Framlington Biotech etc).

[Fred Bloggs]

I was not putting in £1000 a month back in 1989, it was more like £60 a month back then. Circa 2009 the fund was circa £130k in value, so its done pretty well since then.

The current £1000/month is for past 5 to 6 years. Mainly into the best performing funds (Fundsmith, Legg Mason Japan, AXA Framlington Biotech etc).

Indeed, my mistake. Well done on your returns since 2009. Fundsmith is a real gem too, the kind of fund that shows what a folly tracker funds are.

[LordF]

Indeed, my mistake. Well done on your returns since 2009. Fundsmith is a real gem too, the kind of fund that shows what a folly tracker funds are.

So pleased to have found Fundsmith at the very beginning, Terry Smith has done a brilliant job ... not so impressed with Neil Woodford's recent performance, but have not invested much there.

[Fred Bloggs]

So pleased to have found Fundsmith at the very beginning, Terry Smith has done a brilliant job ... not so impressed with Neil Woodford's recent performance, but have not invested much there.

Lucky you, I did not invest at launch, never do but I look forward to holding and adding to FS for years to come. I've no money with Woodford but his income fund has done well.