Originally posted by Dylan
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Caunce O'Hara Legal Expenses Insurance
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Originally posted by TheCoconutDog View PostIt's not just about insurance for me. It's about all the other benefits I get too from having one organisation that represents me and what I do.Comment
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Originally posted by FiddlersGreen View PostFair enough. As long as you don't join based on very dodgy advice about the insurance and then don't understand the terms and conditions.Blog? What blog...?Comment
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Originally posted by FiddlersGreen View PostExactly right BUT car insurance is competitive and the difference is much smaller.
Our insurance is optional which means we have a specialist market, so much less competition. At least we have at least 5 providers who will give us relevant insurance, some professions are stuck with a couple.
I hope never to need my contents insurance, which is again optional, but I have it just in case a freak or malicious event occurs. I haven't yet in all the years I've had it made a claim."You’re just a bad memory who doesn’t know when to go away" JRComment
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Only 3rd party is compulsory hence me being specific about it. Agree that the markets are different though.Comment
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Originally posted by FiddlersGreen View PostThe point is that almost all members* would be better off saving the money and buying the professional advice when the worst happened.
* I'm beginning to think I have completely overestimated the sense of most members so I may be completely wrong.
If you don't think you'll be investigated, or be sick, or be called up for jury duty, or have any kind of tax query, or have a client go bust, or have an agency go bust, then the insurance offering is a waste of money and you'd be better off not being a member.
I'm not there for the IR35 cover, and never have been, though.Comment
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