Business laptop insurance

**Lance** · 6 May 2018, 12:32

Originally posted by RockyBalboa View Post

Does anyone have business laptop insurance that they may actually have claimed on? I know there are lots of insurance providers available but I don't want to pay if they are likely to squirm out of a perfectly valid claim.

what sort of claim?

I have business travel insurance from Qdos. That should pay out due to loss/theft when travelling. Like most travel insurance though, they have a definition of travel that might not meet your understanding.

**MrButton** · 6 May 2018, 14:19

As I said in the other thread. Add it to your business insurance. It won’t cost you much more, maybe a few quid.

Hiscox cover tech at home and while travelling for work up to £4K of value on my policy.

**RockyBalboa** · 6 May 2018, 16:49

I want cover for an expensive laptop (circa 1500-2k) to be used when working at client sites and away from home.

Cost is not an issue as such, just looking for decent cover against theft and damage.

**Lance** · 6 May 2018, 18:58

Haha. That’s not expensive. Just use your household insurance. And DONT leave it in your car. Where are you worried it’ll be stolen from?

Also business insurance is t very good for damage. Household far better for that.

**MrButton** · 6 May 2018, 22:17

Originally posted by Lance View Post

Haha. That’s not expensive. Just use your household insurance. And DONT leave it in your car. Where are you worried it’ll be stolen from?

Also business insurance is t very good for damage. Household far better for that.

When they ask for proof of purchase they could get iffy about it being a business asset?

Unless your home insurance includes having an office/equipment covered.

**MrButton** · 6 May 2018, 22:24

Originally posted by RockyBalboa View Post

I want cover for an expensive laptop (circa 1500-2k) to be used when working at client sites and away from home.

Cost is not an issue as such, just looking for decent cover against theft and damage.

Which is what I recommended. You’re welcome.

Also as Lance said that’s not an “expensive laptop”.

**Lance** · 7 May 2018, 09:54

Originally posted by MrButton View Post

When they ask for proof of purchase they could get iffy about it being a business asset?

Unless your home insurance includes having an office/equipment covered.

Read the small print.

When I was burgled I claimed for more than one laptop, owned by my then employer. All paid up. But that was a home burglary that would not have been covered by a separate business policy anyway.

It all comes back to the same question though. What are you insuring against?

**vetran** · 7 May 2018, 11:27

Originally posted by Lance View Post

Haha. That’s not expensive. Just use your household insurance. And DONT leave it in your car. Where are you worried it’ll be stolen from?

Also business insurance is t very good for damage. Household far better for that.

get an auto safe ~ £50.

https://www.ebay.co.uk/itm/Laptop-Va...QAAOSwrBdarqQg

**Snarf** · 11 May 2018, 16:57

Originally posted by MrButton View Post

As I said in the other thread. Add it to your business insurance. It won’t cost you much more, maybe a few quid.

Hiscox cover tech at home and while travelling for work up to £4K of value on my policy.

Agree with this - hiscox cover my laptop phone etc as part of my policy.

Business laptop insurance