Reply to: Choice Premier - Foreign Loan Scheme...

[Ian Richardson GT Leeds]

I suspect Ian knows that - and given what he does I suspect he has got a new client to liquidate and this is a warning.

as a warning, it's too late for contractor/employees of cos that I'm liquidator of, but hopefully it might dissuade others from following the same route ……

[Ian Richardson GT Leeds]

The post to which you responded is nearly 9 years old.

guilty as charged - I noticed afterwards, but was so horrified at the comment that I thought my response was still relevant

[eek]

The post to which you responded is nearly 9 years old.

I suspect Ian knows that - and given what he does I suspect he has got a new client to liquidate and this is a warning.

[Paralytic]

And just like a loan from Barclays is repayable to Barclays, a scheme loan will be repayable, in accordance with the loan agreement terms, on the due date, plus the contractually agreed premium / interest, to whoever owns the loan at that time

That might be a friendly, professional, helpful, constructive liquidator who has a whole team of people and IT kit to reconcile bank account payments to loan agreements and recipients …

The post to which you responded is nearly 9 years old.

[Ian Richardson GT Leeds]

Loan Repayments

The reality is there is nothing to connect the users to the self employed schemes apart from the loans to bank accounts so an investigation would have to be raised in order to discover the loan element then leading on to the defence of the scheme. There is nothing to be declared on SA returns as the loans are not income in the same way as a personal loan from Barclays is not income.

And just like a loan from Barclays is repayable to Barclays, a scheme loan will be repayable, in accordance with the loan agreement terms, on the due date, plus the contractually agreed premium / interest, to whoever owns the loan at that time

That might be a friendly, professional, helpful, constructive liquidator who has a whole team of people and IT kit to reconcile bank account payments to loan agreements and recipients …

[Concernedlc]

Contact with Kerridge etc

Not wanting to put my head in the lions mouth - but has anyone heard from Kerridge since early this year. It seems that I along with a lot of other people have given him thousands of pounds to defend schemes that he had a hand in advising on and now he seems to have gone awol. He's not answering his phone and his companies are no longer at their registered addresses.

[Specsgalore]

Jesus specs get with the program. Someone has threatened the forum with legal action. If you want that stuff posted online open up your own forum and do it there. You can then have your free speech and take on the risk and responsibility yourself.

This section of the forum is to try and help people with HMRC enquiries not bitch about mods and admin - at least that's how I understood it.

Jesus piebaps, nobody (not me, anyway) is 'bitching' about anyone. First of all, I'm not aware of anything I personally posted that was in any way contentious or not factual, so no idea why the raft of posts taken down included some of mine! Beyond that, a very simple question was posed and, if your conclusion is correct, then it should not be beyond the gift of a Forum official to set the matter straight beyond ambiguity. After all, the last Admin posting on the 'HMRC Enquiry Letters for Choice Premier / Berwick Associates/ Runnymede Services' thread was 3 weeks ago and said "Several posts have been removed from this thread while we investigate any facts behind them."

Therefore, 3 weeks on, if to "investigate" was the need, what happened as the result?

[piebaps]

Jesus specs get with the program. Someone has threatened the forum with legal action. If you want that stuff posted online open up your own forum and do it there. You can then have your free speech and take on the risk and responsibility yourself.

This section of the forum is to try and help people with HMRC enquiries not bitch about mods and admin - at least that's how I understood it.

[Specsgalore]

And I did indeed reply:


If you want to complain to Admin go right ahead, I'm sure he'll consider a refund on your subscription...

A quite unnecessary remark, I might say.

Regardless, I'm sorry, but my question was really quite simple and, having re-read your reply, in no way was it dealt with.

For ease, I will re-state my question: When will the posts in the Berwick thread that were taken down be re-instated and why were they taken down?

I would also add that I and others emailed Admin on a number of occasions over past weeks, yet no replies were forthcoming.......

[cojak]

And I did indeed reply:

I care about threads being removed wholesale by Scheme providers threatening legal action, and putting information on a public forum that could be considered private is one of them.
If you want to share private correspondence, use WhatsApp.

So I’ve removed the post to which you are referring completely, just to balance things.

You can talk about anything else, provided it’s factual and can be defended by Admin if required.

If you’re not happy with that I suggest you find another home.

If you want to complain to Admin go right ahead, I'm sure he'll consider a refund on your subscription...

[Specsgalore]

You can talk about anything else, provided it’s factual and can be defended by Admin if required.

As I requested last time: "......can you please tell us all when the posts in the Berwick thread that were taken down will be re-instated and, on what basis they were taken down?"

[cojak]

Choice Premier - Foreign Loan Scheme...

I care about threads being removed wholesale by Scheme providers threatening legal action, and putting information on a public forum that could be considered private is one such threat.
If you want to share private correspondence, use WhatsApp.

So I’ve removed the post to which you are referring completely, just to balance things.

You can talk about anything else, provided it’s factual and can be defended by Admin if required.

If you’re not happy with that I suggest you find another home.

[dammit chloe]

The opening reference to LCAG; I've no idea what that text is intended to convey and not convinced it was composed by an LCAG official.

What follows that text, however, most certainly is a person-to person communication! If you look carefully, directly underneath the sentence "Please see the letter from MKJ (sic.) to its customers." you will see what has been pasted in is an update from KCMJ LLP, as sent to each of their individual clients.

Of course, MKJ (sic.) should read 'MJK' and that is Michael John Kerridge, the very same Michael John Kerridge who is one of the two Directors of.........KCMJ LLP: KCMJ LLP - Officers (free information from Companies House). The other Director of KCMJ LLP is a certain James Cannaford, the very same James Cannaford who was employed by Mr Kerridge first under his 'MJ Kerridge & Co' business and latterly under his 'Chater Financial Consultants Ltd' business. These are irrefutable facts that establish the link between MJK and KCMJ LLP.

All things considered, I think you will agree the 'KCMJ LLP – Tribunal Update.', a person-to-person communication complete with overt closing sales pitch, should be immediately removed from view?

Finally, can you please tell us all when the posts in the Berwick thread that were taken down will be re-instated and, on what basis they were taken down? On the subject of 'facts', there are a number of ex-customers out here who have taken the time and trouble to research an awful lot about what has gone on and continue to scrutinize what continues to go on.....

It may be an LCAG member who is look for people to converse with in LCAG private forums. Certainly not any kind of LCAG official posting. We are not really into scheme specific stuff although people are free to discuss if they wish.

[Specsgalore]

The above post isn’t a person-to-person communication, it’s from LCAG, exhorting people to join them.

And also as far a I know there is no link between MJK and KCMJ - they’re just a load of letters as far as I’m concerned.

But I will remove the company details...

The opening reference to LCAG; I've no idea what that text is intended to convey and not convinced it was composed by an LCAG official.

What follows that text, however, most certainly is a person-to person communication! If you look carefully, directly underneath the sentence "Please see the letter from MKJ (sic.) to its customers." you will see what has been pasted in is an update from KCMJ LLP, as sent to each of their individual clients.

Of course, MKJ (sic.) should read 'MJK' and that is Michael John Kerridge, the very same Michael John Kerridge who is one of the two Directors of.........KCMJ LLP: KCMJ LLP - Officers (free information from Companies House). The other Director of KCMJ LLP is a certain James Cannaford, the very same James Cannaford who was employed by Mr Kerridge first under his 'MJ Kerridge & Co' business and latterly under his 'Chater Financial Consultants Ltd' business. These are irrefutable facts that establish the link between MJK and KCMJ LLP.

All things considered, I think you will agree the 'KCMJ LLP – Tribunal Update.', a person-to-person communication complete with overt closing sales pitch, should be immediately removed from view?

Finally, can you please tell us all when the posts in the Berwick thread that were taken down will be re-instated and, on what basis they were taken down? On the subject of 'facts', there are a number of ex-customers out here who have taken the time and trouble to research an awful lot about what has gone on and continue to scrutinize what continues to go on.....

[cojak]

The above post isn’t a person-to-person communication, it’s from LCAG, exhorting people to join them.

And also as far a I know there is no link between MJK and KCMJ - they’re just a load of letters as far as I’m concerned.

But I will remove the company details...