Reply to: Back with a BOOM!

[Bellona]

Woo Hoo

Best of Luck with gig and house.

[NorthWestPerm2Contr]

Market's recovering here quite well now. For some skills it's not been all that bad, except a short period in 2011/2012. The rest of the economy's poo but there are signs of improvement.

In my area of SQL/BI it really does seem to be booming. Worst case scenario at the moment seems a drop in rates to stay close to home.

[norrahe]

Have you thought about UK then? Surely much better here.

I moved country over 2 years ago, and although I could quite easily tap my network for gigs in the smoke, I am not doing the weekly commute again, it was bad enough last year.

[Mich the Tester]

Have you thought about UK then? Surely much better here.

Market's recovering here quite well now. For some skills it's not been all that bad, except a short period in 2011/2012. The rest of the economy's poo but there are signs of improvement.

[NorthWestPerm2Contr]

tulipe, which is why I went permie, I mean postal, for a bit.

I think it is getting better though.

Have you thought about UK then? Surely much better here.

[norrahe]

K I get it, so you live in Holland, what is it like finding contracts there?

tulipe, which is why I went permie, I mean postal, for a bit.

I think it is getting better though.

[Mich the Tester]

Well the annoying thing was that a month previous to sorting the mortgage, they were happy to offer 100%, then changed their minds and got us to sign yet more forms.

Well that's all over and done with, I have a nice house and a new gig.

This is how NL works; you're learning! Comply, fill in forms, fill in more forms, get what you want, then stop complying and start living.

[NorthWestPerm2Contr]

Well the annoying thing was that a month previous to sorting the mortgage, they were happy to offer 100%, then changed their minds and got us to sign yet more forms.

Well that's all over and done with, I have a nice house and a new gig.

K I get it, so you live in Holland, what is it like finding contracts there?

[norrahe]

The irony is that if you had employees you could sign a declaration saying you do not intend to end their employment in the foreseeable future, and they could get a mortgage easily despite your company being less than 3 years old. Wonderful, this credit risk management game.

Is it at all possible that banks' credit risk systems might some day do real damage to the economy?

Well the annoying thing was that a month previous to sorting the mortgage, they were happy to offer 100%, then changed their minds and got us to sign yet more forms.

Well that's all over and done with, I have a nice house and a new gig.

[Mich the Tester]

I think the hint is in the name? What country do clogs come from?????

Lancashire, but mine are from Sweden.

[norrahe]

Ah I see - what/where is Cloggers exactly?

I think the hint is in the name? What country do clogs come from?????

[NorthWestPerm2Contr]

Which point of norrahe living in Cloggers (which is not in the UK) have you not quite grasped?

Ah I see - what/where is Cloggers exactly?

[eek]

Ah that's good to hear. Contractor Financials managed to get me a mortgage very easily in 2012 and my friend one in 2013. Can't imagine it would be much different now.

Either way, welcome back to the real life!

Which point of norrahe living in Cloggers (which is not in the UK) have you not quite grasped?

[Mich the Tester]

With the way the economy is in cloggers, they were insistent on 3 years minimum of accounts. Considering my company in cloggers was barely a year old, they would not consider me, despite the fact I could give them 8 years of accounts from the UK company to prove income. Even getting the mortgage as a permie the amount of bureaucratic hoops you had to jump through was ridiculous.

I didn't just do it to get the mortgage, it was a huuuuuuuuuuge mistake.

What matters now is I'm back on the light side.

The irony is that if you had employees you could sign a declaration saying you do not intend to end their employment in the foreseeable future, and they could get a mortgage easily despite your company being less than 3 years old. Wonderful, this credit risk management game.

Is it at all possible that banks' credit risk systems might some day do real damage to the economy?

[administrator]

Welcome back