Back with a BOOM!

[Scrag Meister]

[NorthWestPerm2Contr]

Seems I wasn't cut out for permiedom.

Managed to wangle out of a stupidly long notice period, have a few weeks off to enjoy my new house and start a new gig next month.

.....

But what on earth were you thinking in the first place?

[DirtyDog]

[norrahe]

.....

But what on earth were you thinking in the first place?

It got me my mortgage , in cloggers there was no way they would touch me with a bargepole.

Managed to get 2 months notice down to 2 days, line manager didn't appreciate the fact I pointed out how crap he was and where had gone wrong, funnily enough they weren't keen to see me stay on any longer.

I also managed to get a direct contract and a rate rise as well

[hyperD]

[NorthWestPerm2Contr]

It got me my mortgage , in cloggers there was no way they would touch me with a bargepole.

Managed to get 2 months notice down to 2 days, line manager didn't appreciate the fact I pointed out how crap he was and where had gone wrong, funnily enough they weren't keen to see me stay on any longer.

I also managed to get a direct contract and a rate rise as well

Permie to get a mortgage? I got a mortgage without the use of any accounts or permie salary whatsoever. Seems like an awful lot of trouble to go to get something you could get as a contractor anyway.

[Mich the Tester]

It got me my mortgage , in cloggers there was no way they would touch me with a bargepole.

Indeed; banks here are obsessed with the 'vast contract', the permie employment contract. If you've got one, they'll lend you more than you can ever pay back and then securitize your mortgage in a package of AAA investments. If you haven't, then they see you as risky. It's cool; it means that while the government is sacking soldiers, soldiers still get easy mortgages, while shops are closing all over the place, shop employees get easy mortgages and while many companies are clearing out the excessive levels of middle management, middle managers get easy mortgages. Meanwhile, highly marketable freelancers, well trained temps who've chosen temp work and so on can't get a mortgage, or are classed as subprime.

We've seen something like this before haven't we?

[norrahe]

Permie to get a mortgage? I got a mortgage without the use of any accounts or permie salary whatsoever. Seems like an awful lot of trouble to go to get something you could get as a contractor anyway.

With the way the economy is in cloggers, they were insistent on 3 years minimum of accounts. Considering my company in cloggers was barely a year old, they would not consider me, despite the fact I could give them 8 years of accounts from the UK company to prove income. Even getting the mortgage as a permie the amount of bureaucratic hoops you had to jump through was ridiculous.

I didn't just do it to get the mortgage, it was a huuuuuuuuuuge mistake.

What matters now is I'm back on the light side.

[NorthWestPerm2Contr]

With the way the economy is in cloggers, they were insistent on 3 years minimum of accounts. considering my company in cloggers was barely a year old, they would not consider me, despite the fact I could give them 8 years of accounts from the UK company to prove income. Even getting the mortgage as a permie the amount of bureaucratic hoops you had to jump through was ridiculous.

I didn't just do it to get the mortgage, it was a huuuuuuuuuuge mistake.

What matters now is I'm back on the light side.

Ah that's good to hear. Contractor Financials managed to get me a mortgage very easily in 2012 and my friend one in 2013. Can't imagine it would be much different now.

Either way, welcome back to the real life!

[NickFitz]

Welcome home!