Reply to: Partial Identity Theft

[Gibbon]

Why would someone want to order a laptop on your card and have it sent to your address - isn't that defeating the point of fraud? Or is it the equivalent of ordering 15 pizzas to your teacher's house?

Happened to a friend, some companies in the old days insisted the first order was to the CC address and then you became a 'trusted customer' and could have deliveries to where you liked.

[NickFitz]

Why would someone want to order a laptop on your card and have it sent to your address - isn't that defeating the point of fraud? Or is it the equivalent of ordering 15 pizzas to your teacher's house?

was 15 years ago I don't think they had got the hang of internet fraud.

IIRC, back then it was quite hard to get anything that had been bought on a credit card delivered to any address other than the one the card was registered to. I vaguely remember people hooting loudly online in the early days of Amazon when they tried to order something to be delivered to somebody else as a gift and were told it could only be delivered to their own address.

I think it was the introduction of those three digit codes on the signature strip that led to the change in policy on the part of the credit card companies. Doesn't seem to have worked so well, does it?

[v8gaz]

Why would someone want to order a laptop on your card and have it sent to your address - isn't that defeating the point of fraud? Or is it the equivalent of ordering 15 pizzas to your teacher's house?

Just to make sure that there was something worth robbing when they broke in

[KentPhilip]

no, you can direct drop off to neutral pick up points. I believe tescos etc do this

a bit like a PO Box

EO there is no rolleye on your post. Are you feeling alright?

Smelling salts for EO somebody please

[tractor]

Nail. Head.
Especially if they use Yod*l, who have form for leaving expensive parcels under hedges, in unlocked porches etc. Other tulip couriers may be available.

You mean there are people who specialise in tulip delivery. Is that kind of like Interflora for people you don't like?

[Zippy]

Unless they were hoping to intercept the parcel driver

Nail. Head.
Especially if they use Yod*l, who have form for leaving expensive parcels under hedges, in unlocked porches etc. Other shit: couriers may be available.

[AtW]

Who exactly do you want compensation from? If you fell down the stairs and couldn't work due to a broken leg would you want compensation for that too? tulip happens...

Where there is a blame, there is a claim...

[Wanderer]

Do not allow them to make it your problem.

Absolutely right. It's not our problem if these companies don't do proper checks.

[EternalOptimist]

Why would someone want to order a laptop on your card and have it sent to your address - isn't that defeating the point of fraud? Or is it the equivalent of ordering 15 pizzas to your teacher's house?

no, you can direct drop off to neutral pick up points. I believe tescos etc do this

a bit like a PO Box

[SueEllen]

Danger of being a company director

To be fair some companies don't do proper checks.

I've been credit checked at addresses I've not lived at simply because some moron can't enter things in a computer correctly. They have then been passed to the Credit Reference Agencies.

The Credit Reference Agencies rely on the fact that other companies have put your details correctly even though they do make mistakes themselves.

Luckily in my case I could see which stupid companies did this (mobile phone) so I wrote by registered post and got my records from them, then threatened them with legal action unless they sorted their own records out and my credit file. They phoned me up and they both sorted it.

[vetran]

was 15 years ago I don't think they had got the hang of internet fraud.

[Sockpuppet]

Why would someone want to order a laptop on your card and have it sent to your address - isn't that defeating the point of fraud? Or is it the equivalent of ordering 15 pizzas to your teacher's house?

Unless they were hoping to intercept the parcel driver

[d000hg]

Apple products seem to be common, I had fraud on my credit card they bought a Apple laptop & delivered to my house. was very difficult to return, actually told apple I was going to charge for storage.

Credit card company were pretty good.

Why would someone want to order a laptop on your card and have it sent to your address - isn't that defeating the point of fraud? Or is it the equivalent of ordering 15 pizzas to your teacher's house?

[Sockpuppet]

Danger of being a company director

[NickFitz]

Be sure to check with the major credit reference agencies and get them to remove anything that's been put on their records against your name and address.

IIRC you can also get them to put a marker on your file saying your details have been used fraudulently, which helps stop future occurrences.

Have a look at What to do if you're a victim of identity fraud too.