Reply to: Advise please

[escapeUK]

But if that is the case you will be involving your friends in your business which isn't a good idea and having someone related that isn't your spouse which is also a bad idea so both only options if absolutely everything else fails imo.

I think having a spouse involved is the worst idea, I have heard of lots of spouse taking money, getting divorced etc etc Never heard of someone's mum doing that.

I know bankruptee's cannot be directors, and IVA is not a bankrupt. quick look on google confirms that he can start his own company.

Though one has to wonder, can someone who cannot manage their money be able to keep money to one side for VAT, Corp Tax and so on.

[NotAllThere]

I've done the first paragraph.


Hello all.

May I first say thank you for any potential replies.

I wonder if anyone can offer advise.



hamifstyfapriwiacoa

a warmish iffy tapioca


I have a horrible feeling I know where this is going...

You missed of the Advice Please, which yields "Pacify Two Mafia Pariahs". It's clearly instructions for an anti-organised crime mole.

[mudskipper]

Yeah, where's the 'do you need to get a life?' quiz?

[SimonMac]

I've done the first paragraph.


Hello all.

May I first say thank you for any potential replies.

I wonder if anyone can offer advise.



hamifstyfapriwiacoa

a warmish iffy tapioca


I have a horrible feeling I know where this is going...

You have way too much time on your hands for a Friday night!

[mudskipper]

Hello all.

May I first say thank you for any potential replies.

I wonder if anyone can offer advise.

I have just finished an IVA , I have the completion certificate and am no longer on the insolvency register.

This was an early settlement after 3 years, from my redundancy money so the IVA/defaults will still be all over my credit file.

I am looking to contract as a PM in London.

My questions are...

Which umbrella companies do you recommend?

What is the average retain these days from an umbrella company? 6 years ago I was retaining 80 percent, that was with 1500 miles a months.

I expect to earn (fingers crossed) 4-500 a day, so would a limited company be better?

If so would I be able to get a business account? My current bank account is with the coop who I know are IVA friendly on a personnel level at least.

Are employers more likely to credit check me if I am using a Ltd company opposed to a umbrella company?

What is the average retain on a Ltd company?

Anything else you can think of?

Kind Regards and thanks.

No fair, do you know how long it took me to decipher his coded message!

I've done the first paragraph.


Hello all.

May I first say thank you for any potential replies.

I wonder if anyone can offer advise.



hamifstyfapriwiacoa

a warmish iffy tapioca


I have a horrible feeling I know where this is going...

[SimonMac]

I decided to alter reality so he's not causing offence. Let's see whether anything interesting happens next.

No fair, do you know how long it took me to decipher his coded message!

[northernladuk]

You will be ripped off by umbrella companies. An alternative could be a limited company run by you mum or best friend. You don't have to be a director in order to have shares and take a divi'.

But if that is the case you will be involving your friends in your business which isn't a good idea and having someone related that isn't your spouse which is also a bad idea so both only options if absolutely everything else fails imo.

[Paddy]

Hello all.

May I first say thank you for any potential replies.

I wonder if anyone can offer advise.

I have just finished an IVA , I have the completion certificate and am no longer on the insolvency register.

This was an early settlement after 3 years, from my redundancy money so the IVA/defaults will still be all over my credit file.

I am looking to contract as a PM in London.

My questions are...

Which umbrella companies do you recommend?

What is the average retain these days from an umbrella company? 6 years ago I was retaining 80 percent, that was with 1500 miles a months.

I expect to earn (fingers crossed) 4-500 a day, so would a limited company be better?

If so would I be able to get a business account? My current bank account is with the coop who I know are IVA friendly on a personnel level at least.

Are employers more likely to credit check me if I am using a Ltd company opposed to a umbrella company?

What is the average retain on a Ltd company?

Anything else you can think of?

Kind Regards and thanks.

You will be ripped off by umbrella companies. An alternative could be a limited company run by you mum or best friend. You don't have to be a director in order to have shares and take a divi'.

[NotAllThere]

I decided to alter reality so he's not causing offence. Let's see whether anything interesting happens next.

[Robinho]

Is asking to ask for a ban an offense?

[northernladuk]

Petition to ban northernlad and keep newtothegame ?

Asking for a ban is a bannable offense isn't it?

[northernladuk]

I like this guy.

He has a certain je ne sais quoi about him doesn't he. Putting the same effort and thought in to his research as his abuse he will be a winner I am sure.

[Robinho]

Petition to ban northernlad and keep newtothegame ?

[SimonMac]

NLUK I love you and want to have your babies.

Please ban me !!!

Kind Regards

You must spread some Reputation around before giving it to northernladuk again.

Can someone do the needful please?

[doodab]

NLUK I love you and want to have your babies.

Please ban me !!!

Kind Regards