Best savings / ISA?

[lukemg]

After you have maxed out on ISAs, simply put your money in a range of low cost index funds.
Around 20% in higher risk funds.

Edit: I would pay off the mortgage first though, if you have one, odds are interest rates might rise.

Cash ISA's are a joke. If length of time before you need the money >5 years, go low cost global index funds for ALL your ISA funds. Yes, they will go up and down but I am averaging 11%/year, I don't care if I never pay off my 2.5% mortgage....

[kaiser78]

Coventry BS have offered good cash ISA deals over the past couple of years. Their online banking though is something out of the 80s, analogically speaking.

[sasguru]

After you have maxed out on ISAs, simply put your money in a range of low cost index funds.
Around 20% in higher risk funds.

Edit: I would pay off the mortgage first though, if you have one, odds are interest rates might rise.

[Wilmslow]

On reflection with the imminent interest rates rise I will probably pay off the £40K I was going to re-invest to paying off my mortgage instead - this will give me a mortgage of just £15K, which a couple of months gigging should pay off

[vetran]

Forgot that Get £50 by clicking here

Oops you won’t get anything at the moment as zopa aren’t looking for investors

That is because AssGuru's wife has lent them her pocket change.

[eek]

If you get introduced to zopa you'll get a free £50 as will the person who introduced you. Same with ratesetter.

Forgot that Get £50 by clicking here

Oops you won’t get anything at the moment as zopa aren’t looking for investors

[Lance]

Zopa 5.6-9.5% dependent on bad debts

If you get introduced to zopa you'll get a free £50 as will the person who introduced you. Same with ratesetter.

[AtW]

Zopa 5.6-9.5% dependent on bad debts

Idi v Zopy

[eek]

Zopa 5.6-9.5% dependent on bad debts

+1.

[MarillionFan]

Tempted by the Virgin ISA bond - it is 2.4% and actually paying more than my mortgage. Is 5 years too long to tie up money or do you think that interest rates will soar before then?

Zopa 5.6-9.5% dependent on bad debts

[AtW]

Still having problems with the pikeys over a poorly laid patio before I deal with the Mafia.....

How is that psycho girl doing?

[FrontEnder]

Bitcoin.

[Wilmslow]

Why won't you take Yer Local Mafia Neighbours ISA instead? They pay 20%, lend for 1000%

Still having problems with the pikeys over a poorly laid patio before I deal with the Mafia.....

[AtW]

Why won't you take Yer Local Mafia Neighbours ISA instead? They pay 20%, lend for 1000%

[Wilmslow]

Tempted by the Virgin ISA bond - it is 2.4% and actually paying more than my mortgage. Is 5 years too long to tie up money or do you think that interest rates will soar before then?