Reply to: Debt Collection From Block Buster Video

[rootsnall]

I've bored everyone tulipless with the story of the telephone number I inherited from Mr & Mrs Evans in Port Talbot... and the endless calls I had from banks, building socs, credit cards, loan sharks and debt collectors.

It was ever so much fun.

We had some tenants who legged it and it is amazing how many debts they had managed to run up in 6 months. I was tidying up the mess they left behind and there was a constant stream of very nice looking blokes at the door asking for their whereabouts. We found out where they had gone and my Mrs printed out multiple copies of their full details to make it easy for the debt collectors

[gadgetman]

and if you keep renewing and cancelling using a 3 month free trial voucher they keep sending, no fees at all, ever (allegedly).

Switch to lovefilm.com

They post them to you, you post them back, no late fees EVER.

And cheaper too.

HTH

[tim123]

My understanding is that most DCAs buy the debts they track down..i.e. blockbuster essentially sells their debt to the DCA (who pay's significantly less than the debt I might add).

No DCA is going to bother with such a low amount surely?

This might only apply to the finance/banking sector though...

A previous occupant of my flat skipped off owing BB less than 10 quid.

I received several letters from the collecting agency before they realised that they were wasting their time.

tim

[BrilloPad]

I once got a letter from a debt collection agency for £0.02......

Telewest had sodded up my final statement before I moved from Scotland to England, when they couldn't get hold of me for the 2p they passed it on to a debt collection agency who spent about 2 months tracking me down.

All that cost for 2p! Which in the end they just wrote off because it was their mistake!



Don't underestimate the stupidity of jobsworths.....

truly astonishing - an incidement on modern life.

[ratewhore]

And they are starting to do downloads as well.

Don't bittorrent do that?

[Advocate]

My understanding is that most DCAs buy the debts they track down..i.e. blockbuster essentially sells their debt to the DCA (who pay's significantly less than the debt I might add).

No DCA is going to bother with such a low amount surely?

This might only apply to the finance/banking sector though...

[blacjac]

To be honest, I'd be surprised if they ever sent a £6 fine to a debt collection agency. I think they are just saying that to scare you into paying. Which it looks like they have done successfully

I once got a letter from a debt collection agency for £0.02......

Telewest had sodded up my final statement before I moved from Scotland to England, when they couldn't get hold of me for the 2p they passed it on to a debt collection agency who spent about 2 months tracking me down.

All that cost for 2p! Which in the end they just wrote off because it was their mistake!



Don't underestimate the stupidity of jobsworths.....

[Bumfluff]

I rang them up and Block Buster said they couldnt do anything now as it had already been passed onto the Debt Collecting Agency for a £6 frigging fine probably ended having to pay something silly as the debt collecting agency will charge me a fee.

It was my mistake, but the old Block Buster I used would just debt the CC they had on record for me to cover a fine. Block Buster should also do themselves a favour and make these letter look different to there usual marketing cr*p as thats why I didnt originally open it I just thought it was junk mail.

Had a little rant at them in the branch yesterday, can safely say I am now banned from my local Block Buster, not that I ever used it.

[hyperD]

Switch to lovefilm.com

They post them to you, you post them back, no late fees EVER.

And cheaper too.

HTH

WHS

And they are starting to do downloads as well.

[DimPrawn]

Switch to lovefilm.com

They post them to you, you post them back, no late fees EVER.

And cheaper too.

HTH

[VectraMan]

I've had a Vodafone £5 bill outstanding for years. They never try to claim it and I never tried to pay it. I did a credit check last week and found it on there - but not as a negative, just as a statement. So it's not a problem.

I used to work with someone whose wife worked for Vodafone doing debt collection. If you want to PM me your real name and address, I'll happily pass it on.

I had a debt collection agency chasing me last year on behalf of Pipex for money I'd already paid them.All they ever did was send letters promising bailifs. My intention was to wait for a bailf to show up, and then tell them I'd paid in order to waste as much of their time and money as possible, but they never did, and after 6 months or so I just sorted it out with Pipex.

[ChimpMaster]

Blockbuster still exist?

I've had a Vodafone £5 bill outstanding for years. They never try to claim it and I never tried to pay it. I did a credit check last week and found it on there - but not as a negative, just as a statement. So it's not a problem.

[BrilloPad]

I think I'm right in saying that it only goes on your credit record if it goes to Court and you get a CCJ against you.

It's different for banks/loans etc as they have direct links with the credit agency so a non-payment may show fairly quickly.

I would be surprised if they've sent the case on to debt collection agency already.

To be honest, I'd be surprised if they ever sent a £6 fine to a debt collection agency. I think they are just saying that to scare you into paying. Which it looks like they have done successfully

Phone them up and be adamant that you returned the DVD on time, blame some 16 year old lazy git for not checking the 24 hour drop box or working the computer correctly. Then tell them if they don't drop the £6 fine you'll make an official complaint to head office and switch to using lovefilm.com because you can't be doing with the hassle of dealing with the incompetent fools at Blockbuster.

WHS

And then get your credit records from experian. will cost £2 - but worth it for peace of mind.

[NickFitz]

My gf took out two DVDs from Blockbuster a while back using my Block Buster card. Was going through my paper work today and opened a letter which I thought was just a ad from BlockBuster, it wasnt it was a letter from them telling me if I didnt pay a £6 fine by 27th April they would pass the debt on to a Debt Collecting Agency.

I get credit checked for ever gig so cant have anything dodgy on my credit record, I understand it may show on my credit record as a late payment, but now its in the hands of the debt collecting agency what does that mean, I will pay the £ tomorrow but Im worried now what impact the debt going to the debt collecting agency will have on my credit record, anyone know ?

You are Wilmslow and I claim my £6

- Blockbuster

[minstrel]

I think I'm right in saying that it only goes on your credit record if it goes to Court and you get a CCJ against you.

It's different for banks/loans etc as they have direct links with the credit agency so a non-payment may show fairly quickly.

I would be surprised if they've sent the case on to debt collection agency already.

To be honest, I'd be surprised if they ever sent a £6 fine to a debt collection agency. I think they are just saying that to scare you into paying. Which it looks like they have done successfully

Phone them up and be adamant that you returned the DVD on time, blame some 16 year old lazy git for not checking the 24 hour drop box or working the computer correctly. Then tell them if they don't drop the £6 fine you'll make an official complaint to head office and switch to using lovefilm.com because you can't be doing with the hassle of dealing with the incompetent fools at Blockbuster.