Reply to: Professional Indemnity Insurance

[FarmerPalmer]

I have employers & public liability from caunce o'hara

the basic is £112, but then you can add on professional indemnity, equipment in-transit etc

an extra £300 for £500k PI for turnover of £50-100k


Admin note: professional indemnity insurance and public liability insurance available here :-)

[gadgetman]

Tried that one this morning - they were having none of it. They suggested I sign up via DD and then stop paying after the contract was up!!!

I always make the agency pay. You just have to wait until you accept the offer.... they let the client now you have accepted.. you get the contract and you object to that clause. Rather than let the deal collapse they always pay up.... make sure you get an email confirmation they have paid for it and you are covered before you sign the contract. Done this 4 times now.

[gadgetman]

I'm on the first page now and have selected "Show All Trades" on the Trade / business details pulldown.

On the next pulldown (Now select your trade / occupation) I don't see an entry for Test Manager(?)

I'm a test manager too but they managed to find a match for me

[Sausage Surprise]

Just tried that - the Axa quote was £131 but didn't offer PI. The only one that did cost £390.

On all of these I have difficulty finding a matching job title. I am a Test Manager and on this last quote for example the nearest I could find was "Consultant - Software".

I'm a test manager too but they managed to find a match for me

[tay]

I always make the agency pay. You just have to wait until you accept the offer.... they let the client now you have accepted.. you get the contract and you object to that clause. Rather than let the deal collapse they always pay up.... make sure you get an email confirmation they have paid for it and you are covered before you sign the contract. Done this 4 times now.

[malvolio]

That's really the whole problem - everyone's quotes are different because everyone's business, turnover and risk profile are different and that makes comparison a bit tricky.

The only real way to compare accurately is to ignore everyone else's rates, take the your own unique business model to several providers and pick the cheapest. Your cheapest provider might not be mine.

[gadgetman]

Just tried that - the Axa quote was £131 but didn't offer PI. The only one that did cost £390.

On all of these I have difficulty finding a matching job title. I am a Test Manager and on this last quote for example the nearest I could find was "Consultant - Software".

I pay £195 through Simply Business (Axa)

[Sausage Surprise]

I pay £195 through Simply Business (Axa)

[gadgetman]

Just gone through the quote process and I got £357 as well (at Randell Dorling).

Did you do yours online?

That's £432 pa. I pay £210 for the same cover through Randell Dorling...

[rootsnall]

Yes it's common.

I bought mine from Trafalgar although I believe the PCG also have an offering (and you may want to consider joining them anyway)...

I've still managed to avoid any insurance, I know Atos Origin demand it but otherwise !?

[JamieITRecruitConsult]

Go to Brunel Professional Risks who can inform you of all prices and cover.

Brunelpi.co.uk

[Vito]

That's £432 pa. I pay £210 for the same cover through Randell Dorling...

Randell Dorling quoted me £357...I'm sure they ar every good as they are recommended by the PCG...but I know someone who has ahd to claim through Hiscox and they were amazed by the service they received...so I decided to go through them instead...

[malvolio]

I joined PCG for £144 and pay £36 per month with Hiscox for £500k Pro Indemnity, £1m Public Liability and £10m employer liability.

That's £432 pa. I pay £210 for the same cover through Randell Dorling...


Admin note: professional indemnity insurance and public liability insurance available here :-)

[Vito]

I joined PCG for £144 and pay £36 per month with Hiscox for £500k Pro Indemnity, £1m Public Liability and £10m employer liability.

[richy_rich]

PCGPlus will cost you £220+VAT

Employer Liability
Public Liability
Prof Indemnity

For the above three you are looking at anywhere between £180 - £380 depending upon your PI level of cover needed from Randal Dorling.

Cheers,

RR.