Originally posted by billybiro
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It's not just finance houses and it's not about whether you might directly steal cash.
SC has a lot of the same checks.
It's more about do you owe money to anyone who may pressure you into doing things (like stealing information).
It's not foolproof but the thinking is that most people are genuinely honest and only do something dodgy when under extreme pressure. Financial pressure is a starting point and often an indicator of other pressures that may be of interest.
Similarly if your child is being held hostage by the Russian mafia you are unlikely to get SC clearance even if your credit is very good.
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