Originally posted by Fred Bloggs
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Previously on "Hargreaves Landsdown pension transfer out"
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Originally posted by Lance View Post
do they need to sell a fund or can it transfer as the fund? It might take longer of they need to sell itOriginally posted by Fred Bloggs View Post
A couple of things worth checking here. If the investment is a unit trust or OEIC, there may be a share class difference between the platforms. If that's the case, it can add time because the in specie transfer is more complicated.
Also, when moving from HL to II, my holding in Marlborough Special Situations fund disappeared completely for a while before reappearing at II. Worryingly, nobody was quite sure what happened to it in the interim.
Finally, make absolutely certain that for in specie transfers, the before and after holdings are indeed the same.
It finally left HL a few days ago, and funnily enough is not showing in II yet. I have been tracking both sites every other day and screenshotting the values to make sure everything transfers successfully. II tell me it can take up to 2 weeks from HL releasing the fund to arrive in the II account.
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Originally posted by Lance View Post
Excellent point well made. I did check mine but it is a risk.
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Originally posted by jmo21 View Post
I'm still waiting for my final fund to transfer over!
Also, when moving from HL to II, my holding in Marlborough Special Situations fund disappeared completely for a while before reappearing at II. Worryingly, nobody was quite sure what happened to it in the interim.
Finally, make absolutely certain that for in specie transfers, the before and after holdings are indeed the same.
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and....... it's complete..... Quite why the cash component takes so long I don't know.
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Originally posted by proudgeneralist View PostComparing is difficult, due to the various fees that providers charge. Hargreaves are the most expensive.
This spreadsheet is out of date now, but Halifax iweb are still a good platform and on the cheaper side.
You could do worse than update this spreadsheet if the figures have changed:
https://forums.moneysavingexpert.com...ns-spreadsheet
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Comparing is difficult, due to the various fees that providers charge. Hargreaves are the most expensive.
This spreadsheet is out of date now, but Halifax iweb are still a good platform and on the cheaper side.
You could do worse than update this spreadsheet if the figures have changed:
https://forums.moneysavingexpert.com...ns-spreadsheet
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Originally posted by lecyclist View PostIf I have unused annual allowances from previous years contributions with HL, and I transfer to a new SIPP provider, I assume I can continue to make contributions for those previous years via the new provider?
Do I just need to retain my HL account / SIPP scheme number (proving the date of opening etc)?
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If I have unused annual allowances from previous years contributions with HL, and I transfer to a new SIPP provider, I assume I can continue to make contributions for those previous years via the new provider?
Do I just need to retain my HL account / SIPP scheme number (proving the date of opening etc)?
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Originally posted by Lance View Post
I will update progress as mine goes through. I'm under no illusions. But it's not like I'm transferring cash (in specie). I'm transferring funds so any growth will carry on whilst it's done.
That's all funds, so just waiting for cash. Just over 3 months.
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Originally posted by silverlight1 View PostI was looking at moving from Hargreaves Landsdowne - currently paying £650 per annum fees
The IPSE Aegon pension has a charge of 0.23% (inclusive of administration and investment charges) but can't see how to compare this (e.g full SIPP value or certain funds)
It looks like the Interactive Investor is just a flat fee of £19.99 per month so should give me a saving of circa £400
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I was looking at moving from Hargreaves Landsdowne - currently paying £650 per annum fees
The IPSE Aegon pension has a charge of 0.23% (inclusive of administration and investment charges) but can't see how to compare this (e.g full SIPP value or certain funds)
It looks like the Interactive Investor is just a flat fee of £19.99 per month so should give me a saving of circa £400
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