What about the FSB? Had a visit from one of their salesmen the other day - it costs £100 to join and you automatically get investigation insurance. Other benefits were good to so am seriously considering signing up. Anyone got any experience?
As well as the insurance the 7 day business account looked good and the legal helpline looked worth the £100 to me.
- Visitors can check out the Forum FAQ by clicking this link. You have to register before you can post: click the REGISTER link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. View our Forum Privacy Policy.
- Want to receive the latest contracting news and advice straight to your inbox? Sign up to the ContractorUK newsletter here. Every sign up will also be entered into a draw to WIN £100 Amazon vouchers!
Reply to: Insuring against Investigations
Collapse
You are not logged in or you do not have permission to access this page. This could be due to one of several reasons:
- You are not logged in. If you are already registered, fill in the form below to log in, or follow the "Sign Up" link to register a new account.
- You may not have sufficient privileges to access this page. Are you trying to edit someone else's post, access administrative features or some other privileged system?
- If you are trying to post, the administrator may have disabled your account, or it may be awaiting activation.
Logging in...
Previously on "Insuring against Investigations"
Collapse
-
PCG would. The only constraint is that you are not covered for an investigation that has already started when you joined.
No idea about QDOS these days, but a while back the answer would have been no.
Leave a comment:
-
I've been contracting for nearly 3 years... I want to be covered for the past 3 years too but would Qdos or PCG do that if I started insurance with them now?
Leave a comment:
-
Argh!!
you're right, I was reading the wrong bit of the FAQs at the time, the insurance stops as soon as you stop paying for it....
Damn, that puts the kibosh on one of my plans. Sorry
Leave a comment:
-
Are you sure? Haven't got it with me but sure QDOS's FAIR35 covers investigations begun during the period of insurance. The fact that the IR may look at contracts before insurance has nothing to do with it. This is the usual basis for any type of insurance.
Leave a comment:
-
Originally posted by XLMonkeyNo need, the insurance covers you even if the claim occurs after you have stopped, provided that you were insured whilst you were contracting
Leave a comment:
-
No need, the insurance covers you even if the claim occurs after you have stopped, provided that you were insured whilst you were contracting
Leave a comment:
-
Originally posted by malvolioAlso note the PCG covers you for all contracts within the one subscription. Some of the others used to be on a contract by contract basis, so you need to keep them up for 6 years after you finish and I don't know if that still applies.
Leave a comment:
-
ir 35 not an issue
Originally posted by DiestlMost contractors I speak to say IR35 is not an issue any more, but I would get PCG membership as it includes Insurance.
Which contractors have you been speaking to ?
Leave a comment:
-
Originally posted by TheFaqqerIf memory serves, Qdos will back date the coverage for previous contracts - as long as they review them and they pass their review, they will insure them.
HTH,
FaqqerLast edited by malvolio; 27 January 2007, 07:32.
Leave a comment:
-
If memory serves, Qdos will back date the coverage for previous contracts - as long as they review them and they pass their review, they will insure them.
HTH,
Faqqer
Leave a comment:
-
Also note the PCG covers you for all contracts within the one subscription. Some of the others used to be on a contract by contract basis, so you need to keep them up for 6 years after you finish and I don't know if that still applies. Others insist on a clear IR35 pass before they take you on, which makes the insurance itself a bit redundant if you think about it.
By all means look around, but make sure you are comparing like with like: and I still think it's hard to beat the PCG deal
Leave a comment:
- Home
- News & Features
- First Timers
- IR35 / S660 / BN66
- Employee Benefit Trusts
- Agency Workers Regulations
- MSC Legislation
- Limited Companies
- Dividends
- Umbrella Company
- VAT / Flat Rate VAT
- Job News & Guides
- Money News & Guides
- Guide to Contracts
- Successful Contracting
- Contracting Overseas
- Contractor Calculators
- MVL
- Contractor Expenses
Advertisers
Contractor Services
CUK News
- Streamline Your Retirement with iSIPP: A Solution for Contractor Pensions Sep 1 09:13
- Making the most of pension lump sums: overview for contractors Sep 1 08:36
- Umbrella company tribunal cases are opening up; are your wages subject to unlawful deductions, too? Aug 31 08:38
- Contractors, relabelling 'labour' as 'services' to appear 'fully contracted out' won't dupe IR35 inspectors Aug 31 08:30
- How often does HMRC check tax returns? Aug 30 08:27
- Work-life balance as an IT contractor: 5 top tips from a tech recruiter Aug 30 08:20
- Autumn Statement 2023 tipped to prioritise mental health, in a boost for UK workplaces Aug 29 08:33
- Final reminder for contractors to respond to the umbrella consultation (closing today) Aug 29 08:09
- Top 5 most in demand cyber security contract roles Aug 25 08:38
- Changes to the right to request flexible working are incoming, but how will contractors be affected? Aug 24 08:25
Leave a comment: