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The alleged snow showers of earlier this morning appear to have been some kind of invisible snow; no evidence of the stuff anywhere. Sunny out, though it's definitely on the chilly side
For the last seven years, I have been getting an annual statement from the Halifax showing a closed credit card with 22p credit.
Finally got round to ringing them - having gone through their very painful automated procedure and waited an interminable time for a "UK based customer services representative" I spoke to a very helpful chappie and have finally got it sorted. That's one less minor hassle for my spouse/offspring when I eventually pop my clogs.
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