Things about to get very serious and much more real? / Felicitas Letters

[happychap]

Question

100% on both things, listen to eek, and do what you need to do and feel comfortable with, my personal choice was settle.

If you do settle be sure to get a lawyer to look over your settlement document. Doesn't have to be a specialist, in this case, it's all about the wording of the document.

I hear what you're saying but how do you know the loans were purchased by Felicitas legally and that you may settle with a fancy letter only to be pursued by Company x 12 months from now for the same loans?

[GregRickshaw]

I hear what you're saying but how do you know the loans were purchased by Felicitas legally and that you may settle with a fancy letter only to be pursued by Company x 12 months from now for the same loans?

You don't get to know, you're right

So you make sure the settlement letter has all of those things covered. Hence the lawyer.

[happychap]

Wishful thinking

You don't get to know, you're right

So you make sure the settlement letter has all of those things covered. Hence the lawyer.

I hear what you're saying.

Maybe I'm just the untrusting type of guy.

So you have the letter from your lawyer, and then a company comes along proving that they actually have the debt from the Trust and that Felicitas was full of tulip.

Then what, the lawyer's letter ain't going to help you is it.

[GregRickshaw]

I hear what you're saying.

Maybe I'm just the untrusting type of guy.

So you have the letter from your lawyer, and then a company comes along proving that they actually have the debt from the Trust and that Felicitas was full of tulip.

Then what, the lawyer's letter ain't going to help you is it.

Well yes, if for instance another supposed 'real' legal owner comes out then yip not much you can about that, other than have the lawyer make the original supposed 'real' owners agree to return all monies paid back, should it be proved the one currently chasing didn't or don't legally own the loan.

This discussion could go on forever in What if land

So I'm done.

[happychap]

New contact from Felicitas

Anyone else receive a nice email + text + Letter with this information

"On Thursday 28th January 2021, the county court at Doncaster considered the first case about debts to
Felicitas. The hearing followed the debtor’s failure to respond to any of the letters sent to him by Felicitas,
until we served a statutory demand on him. The judge ordered the debtor to pay Felicitas’ costs of £XXX.
We have not yet asked a court to order the debtor to pay the debt itself, which is a substantial sum. As a
responsible lender, we are giving all our debtors every opportunity to settle what they owe at a discount,
prior to enforcement. All we ask today is that debtors contact us with reasonable proposals"

Agin offering 10% pay by 28th Feb and it all goes away?

[BrilloPad]

Anyone else receive a nice email + text + Letter with this information

"On Thursday 28th January 2021, the county court at Doncaster considered the first case about debts to
Felicitas. The hearing followed the debtor’s failure to respond to any of the letters sent to him by Felicitas,
until we served a statutory demand on him. The judge ordered the debtor to pay Felicitas’ costs of £XXX.
We have not yet asked a court to order the debtor to pay the debt itself, which is a substantial sum. As a
responsible lender, we are giving all our debtors every opportunity to settle what they owe at a discount,
prior to enforcement. All we ask today is that debtors contact us with reasonable proposals"

Agin offering 10% pay by 28th Feb and it all goes away?

I bet it had no case number.....

[ThinkBod]

Yes, just received it too.. Payment to Fiscus and not Felicitas.
No proof they hold the loan rights.
And just says that if you pay that they will automatically sent a letter signed by a "company owner" indicating the laon has been settled.

[kat2019]

Had the same thing through in the last hour.

Anyone else receive a nice email + text + Letter with this information

"On Thursday 28th January 2021, the county court at Doncaster considered the first case about debts to
Felicitas. The hearing followed the debtor’s failure to respond to any of the letters sent to him by Felicitas,
until we served a statutory demand on him. The judge ordered the debtor to pay Felicitas’ costs of £XXX.
We have not yet asked a court to order the debtor to pay the debt itself, which is a substantial sum. As a
responsible lender, we are giving all our debtors every opportunity to settle what they owe at a discount,
prior to enforcement. All we ask today is that debtors contact us with reasonable proposals"

Agin offering 10% pay by 28th Feb and it all goes away?

[Monkeypower]

Yep!. Got the same, no case number. I'm guessing it might just be somebody who didn't respond to an SD in time.

[happychap]

Agree

Yep!. Got the same, no case number. I'm guessing it might just be somebody who didn't respond to an SD in time.

This is exactly my thinking.

No response to an SD resulting in court followed by a £600 fine.

But what then, why didn't Felicitas then take the matter further to enforce the debt whilst in court?