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Things about to get very serious and much more real? / Felicitas Letters

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    Question

    Originally posted by GregRickshaw View Post
    100% on both things, listen to eek, and do what you need to do and feel comfortable with, my personal choice was settle.

    If you do settle be sure to get a lawyer to look over your settlement document. Doesn't have to be a specialist, in this case, it's all about the wording of the document.
    I hear what you're saying but how do you know the loans were purchased by Felicitas legally and that you may settle with a fancy letter only to be pursued by Company x 12 months from now for the same loans?

    Comment


      Originally posted by happychap View Post
      I hear what you're saying but how do you know the loans were purchased by Felicitas legally and that you may settle with a fancy letter only to be pursued by Company x 12 months from now for the same loans?
      You don't get to know, you're right

      So you make sure the settlement letter has all of those things covered. Hence the lawyer.

      Comment


        Wishful thinking

        Originally posted by GregRickshaw View Post
        You don't get to know, you're right

        So you make sure the settlement letter has all of those things covered. Hence the lawyer.
        I hear what you're saying.

        Maybe I'm just the untrusting type of guy.

        So you have the letter from your lawyer, and then a company comes along proving that they actually have the debt from the Trust and that Felicitas was full of tulip.

        Then what, the lawyer's letter ain't going to help you is it.

        Comment


          Originally posted by happychap View Post
          I hear what you're saying.

          Maybe I'm just the untrusting type of guy.

          So you have the letter from your lawyer, and then a company comes along proving that they actually have the debt from the Trust and that Felicitas was full of tulip.

          Then what, the lawyer's letter ain't going to help you is it.
          Well yes, if for instance another supposed 'real' legal owner comes out then yip not much you can about that, other than have the lawyer make the original supposed 'real' owners agree to return all monies paid back, should it be proved the one currently chasing didn't or don't legally own the loan.

          This discussion could go on forever in What if land

          So I'm done.
          Last edited by GregRickshaw; 2 February 2021, 08:15.

          Comment


            New contact from Felicitas

            Anyone else receive a nice email + text + Letter with this information

            "On Thursday 28th January 2021, the county court at Doncaster considered the first case about debts to
            Felicitas. The hearing followed the debtor’s failure to respond to any of the letters sent to him by Felicitas,
            until we served a statutory demand on him. The judge ordered the debtor to pay Felicitas’ costs of £XXX.
            We have not yet asked a court to order the debtor to pay the debt itself, which is a substantial sum. As a
            responsible lender, we are giving all our debtors every opportunity to settle what they owe at a discount,
            prior to enforcement. All we ask today is that debtors contact us with reasonable proposals"


            Agin offering 10% pay by 28th Feb and it all goes away?

            Comment


              Originally posted by happychap View Post
              Anyone else receive a nice email + text + Letter with this information

              "On Thursday 28th January 2021, the county court at Doncaster considered the first case about debts to
              Felicitas. The hearing followed the debtor’s failure to respond to any of the letters sent to him by Felicitas,
              until we served a statutory demand on him. The judge ordered the debtor to pay Felicitas’ costs of £XXX.
              We have not yet asked a court to order the debtor to pay the debt itself, which is a substantial sum. As a
              responsible lender, we are giving all our debtors every opportunity to settle what they owe at a discount,
              prior to enforcement. All we ask today is that debtors contact us with reasonable proposals"


              Agin offering 10% pay by 28th Feb and it all goes away?
              I bet it had no case number.....

              Comment


                Yes, just received it too.. Payment to Fiscus and not Felicitas.
                No proof they hold the loan rights.
                And just says that if you pay that they will automatically sent a letter signed by a "company owner" indicating the laon has been settled.

                Comment


                  Had the same thing through in the last hour.

                  Originally posted by happychap View Post
                  Anyone else receive a nice email + text + Letter with this information

                  "On Thursday 28th January 2021, the county court at Doncaster considered the first case about debts to
                  Felicitas. The hearing followed the debtor’s failure to respond to any of the letters sent to him by Felicitas,
                  until we served a statutory demand on him. The judge ordered the debtor to pay Felicitas’ costs of £XXX.
                  We have not yet asked a court to order the debtor to pay the debt itself, which is a substantial sum. As a
                  responsible lender, we are giving all our debtors every opportunity to settle what they owe at a discount,
                  prior to enforcement. All we ask today is that debtors contact us with reasonable proposals"


                  Agin offering 10% pay by 28th Feb and it all goes away?

                  Comment


                    Yep!. Got the same, no case number. I'm guessing it might just be somebody who didn't respond to an SD in time.

                    Comment


                      Agree

                      Originally posted by Monkeypower View Post
                      Yep!. Got the same, no case number. I'm guessing it might just be somebody who didn't respond to an SD in time.
                      This is exactly my thinking.

                      No response to an SD resulting in court followed by a £600 fine.

                      But what then, why didn't Felicitas then take the matter further to enforce the debt whilst in court?

                      Comment

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