Trust help line email help!

[jbryce]

jbryce.

Yes, yes. Everyone's a spy. We heard you the first dozen times.


So to summarize.

Your statement that

"And of course weighing the risks you were prepared to pay their 'blood money' - but then you hopefully read the professional advice and HMRC spotlight - all of whom told you not to pay the money."


Was false. You cannot provide a single example of either professionals or HMRC saying you can just ignore the loans.


And you cannot provide any evidence that you actually spoke to THL on the phone?

How convenient!


I know it's a long shot, but can you stop attacking myself and others, and accusing them of being THL moles, on the basis of lies you make up on the spot?

Seriously, you are coming across as a really crappy human being.

I didn't say you could ignore the loans, but I did say there was advice in this forum to not pay THL. Maybe I over stated the HMRC spotlight, but you need to ask yourself the question why they felt obliged to publish it.

I did speak to THL and I spoke to Baker Tilly who said they have no plans of recalling the loans. They said THL were employed to 'deal with enquiries relating to the trust' - they seemed genuinely copnfused as to the destination of the 10% that would be paid back to the Trust. You can find their number on their website.

>I know it's a long shot, but can you stop attacking myself and others, and accusing them of being THL moles
I think there are some THL people on here. But I agree I have been a bit of a tw@ and I do apologise for that.

In the meantime, as I have said, THL are Ambulance chaser, or hearse chaser in some cases. There is no reason to charge 10% of the loan - it is simple opportunistic greed. They are the crappy human beings.

[1234]

Help

Response from friend

Unfortunately your loans are still outstanding, and we are contacting you to understand whether you would like to settle them. Most people who chose to do so, do for one of the following reasons;

The want to completely end their involvement in all disguised remuneration schemes.
The don’t like the possibility that the loan could ever get recalled or interest charged on it.
They want a simpler estate in the unfortunate event of their death.

The other point is that HMRC have treated the loans as if they were income, but this hasn’t actually changed their status – they are still loans. We are contacting you because you may want to clear up this anomaly, so that the whole structure is completely collapsed.

How can they ask for more money do they just ignore them?

[Bemi]

jbryce - thanks and apologies

Thanks jbryce. This is a really reasonable response and big of you given this got heated. I apologize for my side of that. I deliberately tried to wind you up and that was rude and inappropriate.

I know that THL are scum. I have felt more rage in the last three weeks than in the preceding three years. I hit my table so hard at one point blood splattered onto the walls and my laptop screen shattered from the vibrations!

From what I've read in the last few days I don't think that THL and their paymasters will successfully come after the loans, but no one can say for sure.

I didn't say you could ignore the loans, but I did say there was advice in this forum to not pay THL. Maybe I over stated the HMRC spotlight, but you need to ask yourself the question why they felt obliged to publish it.

I did speak to THL and I spoke to Baker Tilly who said they have no plans of recalling the loans. They said THL were employed to 'deal with enquiries relating to the trust' - they seemed genuinely copnfused as to the destination of the 10% that would be paid back to the Trust. You can find their number on their website.

>I know it's a long shot, but can you stop attacking myself and others, and accusing them of being THL moles
I think there are some THL people on here. But I agree I have been a bit of a tw@ and I do apologise for that.

In the meantime, as I have said, THL are Ambulance chaser, or hearse chaser in some cases. There is no reason to charge 10% of the loan - it is simple opportunistic greed. They are the crappy human beings.

[neveragain]

Does anyone have any basic legal knowledge, there is something in the DOR I would like to query.
PM if you can.

[Bemi]

Does anyone have any basic legal knowledge, there is something in the DOR I would like to query.
PM if you can.

No, but waiting for a call back from a solicitor. I can see if he'll answer.

My DOR is pretty dodgy:

1. 1. A brand new company has been named as the trustee (ECS International Trustees (Isle of Man) Limited). In contradiction of what THL told me - they said it was Baker Tilly themselves.
2. 2. I can't see any actual evidence that they are the trustee, rather than people who bought my personal info. No documents provided. No loan and GDPR mandated notice that the trustees changed before Winchester (UK) dissolved.
3. 3. The dates of the loan settlement are wrong on both deeds, which makes me wonder if they have the actual signed loan document. If not, is any of this enforceable?
4. 4. They have asked me to leave the date on the deed of release blank, but not explained why.

For personal reasons I am probably going to pay (I am under strong pressure to get this all tied up by my family) but if I wasn't under that pressure I probably wouldn't. And I am not confident from what I have seen that paying will actually write off the loan.

[neveragain]

No, but waiting for a call back from a solicitor. I can see if he'll answer.

My DOR is pretty dodgy:

1. 1. A brand new company has been named as the trustee (ECS International Trustees (Isle of Man) Limited). In contradiction of what THL told me - they said it was Baker Tilly themselves.
2. 2. I can't see any actual evidence that they are the trustee, rather than people who bought my personal info. No documents provided. No loan and GDPR mandated notice that the trustees changed before Winchester (UK) dissolved.
3. 3. The dates of the loan settlement are wrong on both deeds, which makes me wonder if they have the actual signed loan document. If not, is any of this enforceable?
4. 4. They have asked me to leave the date on the deed of release blank, but not explained why.

For personal reasons I am probably going to pay (I am under strong pressure to get this all tied up by my family) but if I wasn't under that pressure I probably wouldn't. And I am not confident from what I have seen that paying will actually write off the loan.

Can I PM your my query to ask your solicitor?

[webberg]

No, but waiting for a call back from a solicitor. I can see if he'll answer.

My DOR is pretty dodgy:

1. 1. A brand new company has been named as the trustee (ECS International Trustees (Isle of Man) Limited). In contradiction of what THL told me - they said it was Baker Tilly themselves. [You need to do a little digging. The IOM Company register will show you that ECS are ultimately owned by Baker Tilly and/or BT shareholders. It is common for trustees to hire or appoint other entities for certain tasks.]
2. 2. I can't see any actual evidence that they are the trustee, rather than people who bought my personal info. No documents provided. No loan and GDPR mandated notice that the trustees changed before Winchester (UK) dissolved. [DOR are not trustee. They have not bought your personal info. They are a fellow subsidiary of the trustee within the BT group. It may be that the lender was not required to advise you if the loan was moved - it's not a legal requirement unless the loan was made by a regulated entity - which it was not. GDPR is too complicated for my little brain.]
3. 3. The dates of the loan settlement are wrong on both deeds, which makes me wonder if they have the actual signed loan document. If not, is any of this enforceable?
4. 4. They have asked me to leave the date on the deed of release blank, but not explained why.

[Alarm bells on that one].

For personal reasons I am probably going to pay (I am under strong pressure to get this all tied up by my family) but if I wasn't under that pressure I probably wouldn't. And I am not confident from what I have seen that paying will actually write off the loan.

[Then go and get legal advice. Signing something you are unsure of and which can have consequences that you cannot foresee, is madness.]

[howcanigetyoualoan]

[Then go and get legal advice. Signing something you are unsure of and which can have consequences that you cannot foresee, is madness.]

100% agree. Think about it like when you buy a house, your solicitor reviews your contract on your behalf. You wouldn’t just sign what the sellers solicitor provides.

[concerned2019]

noting this is an old thread

But i am getting text messages about having my "loan" from Darwin Pay written off?

also getting links to this portal thing, no idea what it is. Certainly not going to register or click on what could be spam.

Anyone in a similar situation?

[agileSean]

Just in case you missed it

No, but waiting for a call back from a solicitor. I can see if he'll answer.

My DOR is pretty dodgy:

1. 1. A brand new company has been named as the trustee (ECS International Trustees (Isle of Man) Limited). In contradiction of what THL told me - they said it was Baker Tilly themselves.
2. 2. I can't see any actual evidence that they are the trustee, rather than people who bought my personal info. No documents provided. No loan and GDPR mandated notice that the trustees changed before Winchester (UK) dissolved.
3. 3. The dates of the loan settlement are wrong on both deeds, which makes me wonder if they have the actual signed loan document. If not, is any of this enforceable?
4. 4. They have asked me to leave the date on the deed of release blank, but not explained why.

For personal reasons I am probably going to pay (I am under strong pressure to get this all tied up by my family) but if I wasn't under that pressure I probably wouldn't. And I am not confident from what I have seen that paying will actually write off the loan.

Have sent you a couple of PMs, Bemi