Originally posted by VectraMan
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Car Insurance Churn
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Originally posted by mudskipper View PostJust had that with the AA who took £150 out my account auto-renewing breakdown cover.
Cancelled it and got a refund - they offered to go down to about £80, but found more comprehensive cover for about £35 on comparison website.Comment
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Originally posted by TheCyclingProgrammer View PostNot really because none of my previous insurers have charged admin fees for things like change of details, or at least not at the level that esure charge.
I remember M&S insurance charging me it and I was a bit miffed. Then found out M&S insurance is run by Budget which says it all. Surprised M&S put their name to that.
Admiral, on the other hand, said nah its ok we'll do for free.Rhyddid i lofnod psychocandy!!!!Comment
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I confess I don't really understand how car insurers calculate their premiums and I assume some just give ridiculously high quotes as they don't want business from certain demographics.
I own a Hyundai so I thought I'd see what kind of insurance quote they'd give me. Bearing in mind the best quotes I've had are in the region of £320 - £450, I've just had a quote for £1900.Comment
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Originally posted by TheCyclingProgrammer View PostI confess I don't really understand how car insurers calculate their premiums and I assume some just give ridiculously high quotes as they don't want business from certain demographics.Comment
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Originally posted by psychocandy View PostYep. Had that with them once. Had a right go at them....
Pre-renewal deposit. What a load of bollacks. More like we'll swipe some of your money, make it hassle to get it back, just to convince that you really want to stay with us after all.Comment
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Originally posted by VectraMan View PostI guarantee that when you're sat at the side of the road in the rain you won't care about the money you saved on your breakdown cover.Comment
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In my experience, ones like Green Flag etc are crap. Because they use local garages mainly its just too hit and miss for my liking.
Was with RAC for years but then I noticed they were offloading a lot to local garages way too often. Had a bad experience when they sent a local garage to tow my car. Rude man who didnt give a toss. Dodgy van with broken seatbelts.
So moved to AA and they've been pretty good. Pay for the top whack cover and its worth it. If your off to client site and you breakdown you want to at least get there and not be arguing or trying to get van to drop you off at train station etc.
I broke down once on way to clients customer to do an important upgrade. Car was knackered. They let me leave car in services to be collected later, towed it home in my abscence, and then let me continue my journey by train. I was late but got there in the end.
Only issue I had was they were supposed to provide a hire car but none of the local depots had any spare which sort of defeats the object. Not exactly middle of nowhere either - it was the west midlands.....
I did have a go at the AA for that. If your supplier can't supply a car at short notice in an emergency (as is always the case with a breakdown) in one of the more populated areas of the UK then change your supplier. If I was in the middle of nowhere then its different (They tried 4-5 depots of said car hire company in 30 mile radius).Rhyddid i lofnod psychocandy!!!!Comment
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Originally posted by OwlHoot View PostMe too, although not the same companies.
It's a ridiculous ritual. I suppose they rely on some people being too complacent to switch after the first year, especially with auto-renewal arrangements.
But it's so easy, and the amount saved often so large (as in your case), that it's a no brainer for even the thickest and bone laziest.Originally posted by MaryPoppinsI'd still not breastfeed a naziOriginally posted by vetranUrine is quite nourishingComment
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