A little bit of good news

[cojak]

ftfy

It's not that difficult; when buying a house, decide how much you want to pay and how long you want to take to pay it off and don't borrow any more than that, whatever the bank say about your house being an 'investment'. They'll try to sell you a mortgage of 4 or 5 times your income; go for 2 to 3 times your income and pay it off with an old fashioned repayment mortgage, not some crazy endowment nonsense. Don't be tempted into buying a huge castle if all you need is a straightforward semi. Don't bother with credit cards, save instead. Never buy a new car; the depreciation costs so much you could get something fabulous for the price of a new Focus. Live well but don't be overly decadent. Keep working, pay off some extra when you can and when you have a little windfall, use it to pay off some more. Not having children makes it easier, but that's your own personal choice and shouldn't really be to do with money.

Are you sure you're not Mr C's secret illegitimate brother?

[EternalOptimist]

you'll be amazed how rich you will get and how quickly.

then you will check your age and start worrying about your old age, and start to squirrel

then you will be amazed at how poor you will get and how quickly

[vetran]

Are you sure you've got that spelling right?

Yes he thinks he is the Dog's!

[mudskipper]

Excellent. Our fixed rate ends at the end of Jan at which point we intend to do the same with mudskipper manor.

Woohoo, mudskipper manor is now all ours!