Business credit cards for personal use

[NickFitz]

When my first MyCo first applied there were no business credit cards. Full balance had to be paid off each month.

Now I see that business credit cards do exist. And I also see that Barclaycard have one with 0% balance transfer.

So, I stand corrected

"We'll allow you to transfer all your debts to us with no additional charge!"

What could possibly go wrong…

[VectraMan]

I have a business Barclaycard, that I've never used. I didn't ask for it, in fact I've told them twice to close the account and somehow they haven't. Doesn't cost anything though.

[cojak]

I use my Business credit card for any company purchase (including such things as accommodation and train tickets).

I stopped using my Business debit card when I realised that I didn't have the protection of a credit card.

[Ticktock]

The main difference is that my business cards have the company name on them and are paid directly from my business account, rather than me claiming expenses from MyCo, or using a business debit card and giving interest free loans to clients.

My HSBC Business Account came with a credit card, which I rarely use.
I took out a Capital One Business credit card as you get a pitiful amount of cashback (although I did max out the introductory offer increased cashback very quickly).

I use the Cap One to pay for my meals, transport (not petrol of course), office supplies, etc and pay it off every month. The benefit for me is the aforementioned pitiful cashback rate.
I also use it when travelling for clients, so that I don't need to pay out on hotels, meals, other expenses until my invoice has been paid - so purely for cashflow management.