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Best place to put your warchest?

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    #11
    Originally posted by FiveTimes View Post
    offset current account linked to mortgage ?
    W5*S, if you have a mortgage and the best mortgage rate available is still higher than you are getting on your savings then an offset will get you the best return on the cash.

    If you don't have a mortgage you're screwed as far as getting a decent return from any of the high street offerings goes.
    "Being nice costs nothing and sometimes gets you extra bacon" - Pondlife.

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      #12
      Bitcoins. As Cyprus Implodes, Bitcoin Interest Explodes | Fox Business

      What could possibly go wrong?
      England's greatest sailor since Nelson lost the armada.

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        #13
        Under the mattress?

        "Ask not what you can do for your country. Ask what's for lunch." - Orson Welles

        Norrahe's blog

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          #14
          Originally posted by Uncle Albert View Post
          Bitcoins. As Cyprus Implodes, Bitcoin Interest Explodes | Fox Business

          What could possibly go wrong?
          One Bitcoin is now worth around $73.75, up 84% from just two weeks ago when it was worth around $40.

          Read more: As Cyprus Implodes, Bitcoin Interest Explodes | Fox Business
          The cynic in me sees that correcting itself back down to $40.

          Saying that, Thomas Cook continues to climb when I wouldn't invest at 80p, maybe I am risk adverse after-all.

          My current plan is to get all the expensive jobs done on the house, new central heating and a garage roof have come in with surprisingly low quotes, probably makes sense to get these done when tradesmen are struggling for work.
          Science isn't about why, it's about why not. You ask: why is so much of our science dangerous? I say: why not marry safe science if you love it so much. In fact, why not invent a special safety door that won't hit you in the butt on the way out, because you are fired. - Cave Johnson

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            #15
            Originally posted by gingerjedi View Post
            My current plan is to get all the expensive jobs done on the house, new central heating and a garage roof have come in with surprisingly low quotes, probably makes sense to get these done when tradesmen are struggling for work.
            That was certainly the trick in the early nineties. A former colleague got his rather large barn re-roofed and turned into offices for about 5 grand.
            Behold the warranty -- the bold print giveth and the fine print taketh away.

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              #16
              My Lad has loads in some stuff with F&C - been doing really well over the past year.
              Otherwise I'd say that the only other option is market trading - but you have to invest in the companies. Even these ETF are sucking these days.
              Option three is in your mattress.
              McCoy: "Medical men are trained in logic."
              Spock: "Trained? Judging from you, I would have guessed it was trial and error."

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                #17
                Tuck it into the knickers of a stripper.

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                  #18
                  Stocks and shares.

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                    #19
                    Originally posted by DimPrawn View Post
                    Tuck it into the knickers of a stripper.
                    Hookers but not horses. Aka wine wimmin and song.

                    Remember that the wages of sin is death, but the hours are good.
                    Behold the warranty -- the bold print giveth and the fine print taketh away.

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                      #20
                      I read a newspaper article that said when considering where to put your savings, you should consider the rate of return you are looking for, the level of risk you are prepared to accept, and how accessible you want your money to be.

                      Well, I'd like a nice old-fashioned savings account, with very low risk, easy access to what is after all my money, and a modest return over inflation.

                      Not too much to ask, surely?
                      Job motivation: how the powerful steal from the stupid.

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