Have you got a pension?

[rootsnall]

Did anyone read that "end of Britain" report that got punted out a week or so ago about the UK potentially going into an Argentine 2001 situation?

Scarey stuff!

http://www.fsponline-recommends.co.u...500&h=328&as=1

[minestrone]

yes, I take the view that it will contribute to my retirement funding but realistic that it will not pay for my retirement.

[Pondlife]

yes, I take the view that it will contribute to my retirement funding but realistic that it will not pay for my retirement.

This...

and ISAs for extremely rainy days + BTL.

[d000hg]

I don't but I plan to. Feel too young to think about my pension. More likely to sort out a pension via expanding buy-to-let portfolio than a standard pension fund.

I couldn't really see the point but I took the advice of older people "get in young and you'll be glad" and just squeaked in before turning 30. But I didn't contribute last year due to lack of funds - priority is maxing the ISAs, I am nervous not to over-contribute to pension in case I need the money so it really is only used for spare cash floating about.

[sbakoola]

Anything where they promise you something 'in the future' is a con in my book. Pension funds will collapse and you'll be too old to enjoy it. Gather as much liquid money right now and invest it in a way that you see fit then you'll have no one to blame or congratulate but yourself when the fruits of your investments are reaped.

[d000hg]

Anything where they promise you something 'in the future' is a con in my book. Pension funds will collapse and you'll be too old to enjoy it. Gather as much liquid money right now and invest it in a way that you see fit then you'll have no one to blame or congratulate but yourself when the fruits of your investments are reaped.

So you keep your money in a bank account, or in shares? They're no more real than a pension if it all goes titsup

[SupremeSpod]

So you keep your money in a bank account, or in shares? They're no more real than a pension if it all goes titsup

Have faith in the good Lord for he will provide.

But carry a shotgun just in case...

[Platypus]

edit: balls can someone make it not multi-choice?

Yes and No

[sasguru]

Good property in London/SE. That's the bulk of my pension. + whatever I can save/invest conservatively both here and abroad.
Actual pensions are designed to fleece the hard of thinking.
I'm not surprised you have one dooghie, how much are they taking as "fees"?

[d000hg]

Actual pensions are designed to fleece the hard of thinking.
I'm not surprised you have one dooghie, how much are they taking as "fees"?

Not much. Seeing as you know jack-shot about the subject, I'm glad I am doing the opposite of what you think best. Good luck when your property portfolio loses 75% of it's value.