Home insurance renewal

[BrilloPad]

Got a quote from Churchill - for £371. I then go to money supermarket - cheapest quote is £203 for same cover with Churchill. So I call them up. It seems no-one renews anymore. All the cheapest quotes are for new customers online. So I ask if he can cancel old policy and get new policy - no problem.

It feels very wrong to me to have to do this - I suppose its the way of the world these days and I ought to get used to it.

[cailin maith]

Got a quote from Churchill - for £371. I then go to money supermarket - cheapest quote is £203 for same cover with Churchill. So I call them up. It seems no-one renews anymore. All the cheapest quotes are for new customers online. So I ask if he can cancel old policy and get new policy - no problem.

It feels very wrong to me to have to do this - I suppose its the way of the world these days and I ought to get used to it.

Similar for us - went through Quidco & got £80 cashback for my effort though.... so worth the hassle.

[The Spartan]

Similar for us - went through Quidco & got £80 cashback for my effort though.... so worth the hassle.

I love Quidco in the past 3-4 years I've earned 1100 GBP cashback

BP it is wrong as unlike you some people don't even bother to change their home insurance and are being screwed royally

[SimonMac]

The insurance companies pray on people not checking renewal prices, I did this recently with my AA breakdown cover, £120 to renew, or £70 as a new customer with another £21 cash back through Quidco

[Barley]

Did the same thing a few months ago, like you I almost halved the cost.

A lot of business is like this now, they rely on lazy people (like I used to be) who cant be bothered, dont read letters etc.

A few years ago I had the attitude that its hastle, I cant be bothered, I can afford it etc.

Recently ive changed and saved per year:

Gas & Lecky, saving about £250
House Insurance, saving about £175
Mobile contract, saving about £300 (ive upped the base contract as was always going over it)
Im about to pay off my 0% purchases credit card and get another (saves on 2/3% transfer fee)
New mortgage rate saving about £600

Just had a letter from they AA saying theyre upgraded me to Silver membership for breakdown as been with them 3 years. Renewal is £121, im thinking they can swivel, I must be able to get it less than that?

Well over £1000 saved for about an hour on the phone.

[SimonMac]

The insurance companies pray on people not checking renewal prices, I did this recently with my AA breakdown cover, £120 to renew, or £70 as a new customer with another £21 cash back through Quidco

Did the same thing a few months ago, like you I almost halved the cost.

A lot of business is like this now, they rely on lazy people (like I used to be) who cant be bothered, dont read letters etc.

A few years ago I had the attitude that its hastle, I cant be bothered, I can afford it etc.

Recently ive changed and saved per year:

Gas & Lecky, saving about £250
House Insurance, saving about £175
Mobile contract, saving about £300 (ive upped the base contract as was always going over it)
Im about to pay off my 0% purchases credit card and get another (saves on 2/3% transfer fee)
New mortgage rate saving about £600

Just had a letter from they AA saying theyre upgraded me to Silver membership for breakdown as been with them 3 years. Renewal is £121, im thinking they can swivel, I must be able to get it less than that?

Well over £1000 saved for about an hour on the phone.

See above

[The Spartan]

Loving your work people

[SueEllen]

Doesn't always work.

I have found that the cheapest is the renewal price with car insurance.

Also check the small print of anything you want to take out on the comparison sites as sometimes they remove a few things or up the excess.

[FiveTimes]

I didn't think you could just leave the AA and then start a new policy. Is there not a time period ?

[vetran]

I didn't think you could just leave the AA and then start a new policy. Is there not a time period ?

offer to go to the RAC or Green Flag.