Reply to: Home insurance renewal

[escapeUK]

Quidco is brilliant. It's basically just free money

Quidco money is the commission the seller would have paid to someone to get you as a customer, but it goes to you direct.

[cailin maith]

Its not sounding a good deal now no, knowing nothing about Quidco ive no idea how it works that I can get over 50% cashback but, ill have to investigate.

Quidco is brilliant. It's basically just free money

I use it for everything possible, flights, airport parking, ncp parking in town, online shopping .... all sorts.

I've just had a look and in the last 2 years since I signed up, I've had over £450 - and have £130 to come in the next few months having just done some annual insurance stuff.

[Barley]

You could have got £42 cash back had you used Quidco, seems to be double bubble at the moment. You sure its looking a good deal still?

Its not sounding a good deal now no, knowing nothing about Quidco ive no idea how it works that I can get over 50% cashback but, ill have to investigate.

[BoredBloke]

A few weeks ago I looked into moving my phone and internet to BT. They were offering £150 on Quidco. I got to the point of putting in my details and decided against it. last week I was paid the £150 from them. I got £40 from Carphone warehouse for a phone contract I never took out also! I suppose that they might come back for it, but until then its all mine!

[SimonMac]

Just called the AA, theyve renewed me for £79.38 on the Silver Cover instead of the £122.23 that they offer to loyal customers who dont enquire if they can get it cheaper.

Apparently the difference between the Silver & regualar cover available online for £74 is that ill get 7 call out instead of 5, legal cover and a bunch of other stuff I was bored of listening to. Still for £5 difference I was happy just to renew instead of having to re-apply.

You could have got £42 cash back had you used Quidco, seems to be double bubble at the moment. You sure its looking a good deal still?

[SupremeSpod]

Just called the AA, theyve renewed me for £79.38 on the Silver Cover instead of the £122.23 that they offer to loyal customers who dont enquire if they can get it cheaper.

Apparently the difference between the Silver & regualar cover available online for £74 is that ill get 7 call out instead of 5, legal cover and a bunch of other stuff I was bored of listening to. Still for £5 difference I was happy just to renew instead of having to re-apply.

If you need to call the AA 7 times in a year I'd start looking for a new(er) car.

[Barley]

Just called the AA, theyve renewed me for £79.38 on the Silver Cover instead of the £122.23 that they offer to loyal customers who dont enquire if they can get it cheaper.

Apparently the difference between the Silver & regualar cover available online for £74 is that ill get 7 call out instead of 5, legal cover and a bunch of other stuff I was bored of listening to. Still for £5 difference I was happy just to renew instead of having to re-apply.

[The Spartan]

Doesn't always work.

I have found that the cheapest is the renewal price with car insurance.

Also check the small print of anything you want to take out on the comparison sites as sometimes they remove a few things or up the excess.

Spot on there when I worked at Confused.com there were discrepancies between what was displayed on our end and the insurance company's side. it's always better to check the price on a comparison site and then try go direct via Quidco if possible.

[SimonMac]

I didn't think you could just leave the AA and then start a new policy. Is there not a time period ?

I had two policies running side by side for a few days, when I rang them up to tell them not to auto renew my policy they seemed pretty accepted to the fact that I would just sign up to a new policy

[vetran]

I didn't think you could just leave the AA and then start a new policy. Is there not a time period ?

offer to go to the RAC or Green Flag.

[FiveTimes]

I didn't think you could just leave the AA and then start a new policy. Is there not a time period ?

[SueEllen]

Doesn't always work.

I have found that the cheapest is the renewal price with car insurance.

Also check the small print of anything you want to take out on the comparison sites as sometimes they remove a few things or up the excess.

[The Spartan]

Loving your work people

[SimonMac]

The insurance companies pray on people not checking renewal prices, I did this recently with my AA breakdown cover, £120 to renew, or £70 as a new customer with another £21 cash back through Quidco

Did the same thing a few months ago, like you I almost halved the cost.

A lot of business is like this now, they rely on lazy people (like I used to be) who cant be bothered, dont read letters etc.

A few years ago I had the attitude that its hastle, I cant be bothered, I can afford it etc.

Recently ive changed and saved per year:

Gas & Lecky, saving about £250
House Insurance, saving about £175
Mobile contract, saving about £300 (ive upped the base contract as was always going over it)
Im about to pay off my 0% purchases credit card and get another (saves on 2/3% transfer fee)
New mortgage rate saving about £600

Just had a letter from they AA saying theyre upgraded me to Silver membership for breakdown as been with them 3 years. Renewal is £121, im thinking they can swivel, I must be able to get it less than that?

Well over £1000 saved for about an hour on the phone.

See above

[Barley]

Did the same thing a few months ago, like you I almost halved the cost.

A lot of business is like this now, they rely on lazy people (like I used to be) who cant be bothered, dont read letters etc.

A few years ago I had the attitude that its hastle, I cant be bothered, I can afford it etc.

Recently ive changed and saved per year:

Gas & Lecky, saving about £250
House Insurance, saving about £175
Mobile contract, saving about £300 (ive upped the base contract as was always going over it)
Im about to pay off my 0% purchases credit card and get another (saves on 2/3% transfer fee)
New mortgage rate saving about £600

Just had a letter from they AA saying theyre upgraded me to Silver membership for breakdown as been with them 3 years. Renewal is £121, im thinking they can swivel, I must be able to get it less than that?

Well over £1000 saved for about an hour on the phone.