Retirement age 80

[BlasterBates]

The going rate for a rockabilly gig is £20-£30 an hour and as much beer as you you can get down your throat ....just need enough gigs.

[MarillionFan]

The going rate for a rockabilly gig is £20-£30 an hour and as much beer as you you can get down your throat ....just need enough gigs.

And you'll be a fat alcoholic with a funny haircut.

[BlasterBates]

You forgot the sequin jacket.....

[Gentile]

I wouldn't have a pension or a life insurance policy: they both seem nuts to me. The amount of poor sods that have got little to nothing when their private pension schemes went bust after paying into them for their entire working lives beggars belief. And the way the Government can change the conditions associated with those so-called 'gold plated' pensions in the Public Sector (of which I've turned down two), speaks volumes. I wish I could just do a David Cameron and say that my mortgage "isn't affordable given the current economic climate", but somehow I don't think that argument would wash for us mere taxpaying home-owners.

Rather than the feint, mirage-like promise of a pension later in life, I'm enjoying having my 'retirement' experience now, in my thirties, by taking a ridiculous amount of time off whenever I feel like it between contracts. I still manage to make the same amount of money as I did when I worked in permie roles, despite only working about half the amount of hours. However, I get a huge amount of time to enjoy to myself as well, safe in the knowledge I can go back to work when I'm motivated to do so (unlike those poor buggers that retire at 65 or whatever, and who then face the rest of their lives without the stimulation that meaningful work provides).

As for my plans for later in life? I plan to do the work I love (which, sadly or not, is software development) until I can't do it any more, and then stand in front of a train. (Or maybe, hopefully, they'll have legalised those Futurama-stylee suicide booths by then). It's either that, or pay to keep some insurance salesmen in sharp suits for my whole working life, then watch as what little benefit I might have got from the pension I'd built up was nicked off me by a combination of a reduction in benefits and payments to old folks homes that I don't want to live in. Personally, I think the appointment with the train sounds far preferable.

[Doggy Styles]

I wouldn't have a pension or a life insurance policy: they both seem nuts to me. The amount of poor sods that have got little to nothing when their private pension schemes went bust after paying into them for their entire working lives beggars belief. And the way the Government can change the conditions associated with those so-called 'gold plated' pensions in the Public Sector (of which I've turned down two), speaks volumes. I wish I could just do a David Cameron and say that my mortgage "isn't affordable given the current economic climate", but somehow I don't think that argument would wash for us mere taxpaying home-owners.

Rather than the feint, mirage-like promise of a pension later in life, I'm enjoying having my 'retirement' experience now, in my thirties, by taking a ridiculous amount of time off whenever I feel like it between contracts. I still manage to make the same amount of money as I did when I worked in permie roles, despite only working about half the amount of hours. However, I get a huge amount of time to enjoy to myself as well, safe in the knowledge I can go back to work when I'm motivated to do so (unlike those poor buggers that retire at 65 or whatever, and who then face the rest of their lives without the stimulation that meaningful work provides).

As for my plans for later in life? I plan to do the work I love (which, sadly or not, is software development) until I can't do it any more, and then stand in front of a train. (Or maybe, hopefully, they'll have legalised those Futurama-stylee suicide booths by then). It's either that, or pay to keep some insurance salesmen in sharp suits for my whole working life, then watch as what little benefit I might have got from the pension I'd built up was nicked off me by a combination of a reduction in benefits and payments to old folks homes that I don't want to live in. Personally, I think the appointment with the train sounds far preferable.

You'll see.

[Waldorf]

Currently I am fully loaded with ISAs, I put in the max each year and in addition I invest outside an ISA, added to the fact that I expect to downsize my house, I am hoping to be covered to ease off when I want rather than being forced by relying on the state pension.