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The wife got about £2k but she was genuinely in pain for weeks, had to have physio etc and it took months to come through as you need to wait until you are fully clear of it before you settle the claim.
If you are faking it, don't get a collar to big it up as they don't tend to use them these days.
Guy Fawkes - "The last man to enter Parliament with honourable intentions."
When we had a smash that wrote our car off and I was hospitalised and we were stuck in a hotel for a few days and we had to hire a car to get home and the Missus lost her contract because she was off sick, and I couldn't turn my head for 2 or 3 months.
The insurance brokers (A+ Insurance, Hemel Hempstead) lost all the paperwork. Car purchase receipt, registration document, insurance certificate, car recovery firm paperwork, the paperwork I got from the Police, repair receipts, all the medical paperwork, car hire receipts, receipts for the hotel, etc. all gone. Then (about 8 months later) the legal people said the person dealing with our case had left and we would have to start the claim again.
In the end we got the "resale value" of the car (about £1,000 yet it cost £8,500 to replace with a 2nd hand equivalent) and nothing else.
As I said: make sure you have copies of all paperwork.
Nothing. FFS all you're doing is putting up everyone else's insurance. By all means get your car fixed on their insurance, but unless you can't work, just live with it.
some numpty drove into the back of me today, just been to hospital and have confirmed I have got whiplash
What's the typical payout for this?
Up to you.
If you are a greedy, immoral, money-grubbing kind of person, then it's your call.
The rest of us go home, take a paracetomol and be done with it. Stiff upper lip.
Of all tyrannies, a tyranny sincerely exercised for the good of its victims may be the most oppressive. It would be better to live under robber barons than under omnipotent moral busybodies. The robber baron's cruelty may sometimes sleep, his cupidity may at some point be satiated; but those who torment us for our own good will torment us without end for they do so with the approval of their own conscience.
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