A restaurant has ripped off my VISA card.

[C5/6]

RBS, Tesco Credit cards, insurance and banking producs are all RBS co branded products or they certainly used to be a year or 3 back.

I think you see my point there.

[TykeMerc]

I think you see my point there.

I do indeed, I had considered making the same point, but couldn't be bothered since many people simply won't accept that an awful lot of these financial products are co branded rather than independant.

I know a couple of people that proclaim to loathe various banks products yet adore the co branded ones despite the entire back end mechanism including customer service being common.

[Fred Bloggs]

Points well taken, however, I can only form opinions on my own experiences. I think things are changing too with Tesco. I read a couple of weeks back in the Telegraph that they're starting their own bank and will be doing current accounts before too long.