A bit of gloomy doom to brighten up the day

**BlasterBates** · 15 July 2008, 06:49

It's not all doom and gloom.
Don't worry about losing your house if you have a car

**BrilloPad** · 15 July 2008, 06:59

Originally posted by DimPrawn View Post

http://www.guardian.co.uk/business/2...ch.houseprices

Massive house price falls predicted, repossessions, homeless families, council buy-back schemes, it's all happening.

The guardian always predicts doom even during the good times.

I am not convinced the state should intervene. If people think that whatever risk they take ( such as buying a house ) there is always a safety net then the risks get higher. Having said that it could stop some human tradgedies - the prospect of families being forced to move is abysmal.

Far better to not get in this situation in the first place - make mortgages of more than 75% of 3* income illegal. Alas most solutions begin with "if only I had a time machine".

**BlasterBates** · 15 July 2008, 07:31

We'll have to see how this pans out, but in the US these car parks are expanding rapidly; in the UK the weather isn't quite so nice, so living in a car wouldn't be as enjoyable as in California.

**oracleslave** · 15 July 2008, 07:46

Originally posted by BlasterBates View Post

We'll have to see how this pans out, but in the US these car parks are expanding rapidly; in the UK the weather isn't quite so nice, so living in a car wouldn't be as enjoyable as in California.

Perhaps I swore off getting a hummer too soon

**HairyArsedBloke** · 15 July 2008, 08:00

Originally posted by BrilloPad View Post

I am not convinced the state should intervene. If people think that whatever risk they take ( such as buying a house ) there is always a safety net then the risks get higher.

The people are willing to take greater risk.

The risk is unchanged but people become more reckless. As in all things, a balance needs be established.

**TimberWolf** · 15 July 2008, 08:15

Originally posted by BlasterBates View Post

It's not all doom and gloom.
Don't worry about losing your house if you have a car

I've sometimes considered this as a plan B. Just buy a people carrier and live in that. What's the legal position in the UK/Europe with regard to living in a car? How would anyone ever find out if you move every night anyway?

**HairyArsedBloke** · 15 July 2008, 08:20

Originally posted by TimberWolf View Post

I've sometimes considered this as a plan B. Just buy a people carrier and live in that. What's the legal position in the UK/Europe with regard to living in a car? How would anyone ever find out if you move every night anyway?

If you are a single male in the UK who owns a car, you are expected to live in it if you loose your home.

**Tensai** · 15 July 2008, 08:49

Originally posted by HairyArsedBloke View Post

If you are a single male in the UK who owns a car, you are expected to live in it if you loose your home.

IANAL, but I'm fairly sure being in a car while in possession of the car keys after a few pints counts as DUI if the cops decide to take an interest.... So you'd have to be teetotal and homeless.

**ace00** · 15 July 2008, 08:57

Originally posted by TimberWolf View Post

I've sometimes considered this as a plan B. Just buy a people carrier and live in that. What's the legal position in the UK/Europe with regard to living in a car? How would anyone ever find out if you move every night anyway?

Can't be bothered to google it but I think living in a car is OK but using the land the car is parked on to establish a residence is not OK. Expect a lot of "get orf my land" verbals. Also, if you're thinking lay-bys, watch out as you might get unexpectedly awoken by a surprise visit from Stan Collymore....

A bit of gloomy doom to brighten up the day