Dodgy finances

[sasguru]

It's interesting that most Brits abroad tend to stick together - precisely the behaviour they despise of immigrant groups here. When I was in France, I avoided the expats - life was a lot simpler that way, and the French more friendly once they realised I was trying (albeit poorly) to pick up the lingo and culture.

[rootsnall]

It's interesting that most Brits abroad tend to stick together - precisely the behaviour they despise of immigrant groups here. When I was in France, I avoided the expats - life was a lot simpler that way, and the French more friendly once they realised I was trying (albeit poorly) to pick up the lingo and culture.

I had a spell in France and had very good intentions but once I bumped into my first group of boozy brits down the pub I'd had it.

[sasguru]

I had a spell in France and had very good intentions but once I bumped into my first group of boozy brits down the pub I'd had it.

Should have stayed in the "Dog and Duck" down Walthamstow way

[Mrspondooli]

All this talk of saving schemes, buy to lets, and paying mortgages early is making me feel terrible.

I have circa 20K of debt, no savings, and am renting.

Is anyone else on this board in a worser position than me, or am I the King of the Financial Bell-Ends?

go bankrupt dude, and change your name to ethol!

[andy]

go bankrupt dude, and change your name to ethol!

No , Take a 100k loan ,
then go bankrupt and emmigrate

[DaveB]

Or do what the guy I bought my house from did.

Take out loans, dont pay the bills, max out the credit cards,get a brank spanking new Discovery on the never never and then disappear to one of the ex-soviet baltic states without leaving any contact information. We know he's there cos we got building society statements for him that showed he was withdrawing cash from cash machines in Riga.

[lilelvis2000]

No , Take a 100k loan ,
then go bankrupt and emmigrate

no, take the loan then bugger off to somewhere without a extradition treaty. Live it up for six years then come back and do it again.

[redduster]

All this talk of saving schemes, buy to lets, and paying mortgages early is making me feel terrible.

I have circa 20K of debt, no savings, and am renting.

Is anyone else on this board in a worser position than me, or am I the King of the Financial Bell-Ends?

Nope you are not King. I am.

I've got at least 2.5 times your debt. I live in a council house and cannot get by from one month to another. Never had a penny savings in my life. I'm not exactly young either. Been contracting nearly 8 years. I've slowed down a bit now and reckon I should have my credit cards paid off by the time i'm 47. Couldn't give a sh!t about not having a mortgage though.

[zathras]

All this talk of saving schemes, buy to lets, and paying mortgages early is making me feel terrible.

I have circa 20K of debt, no savings, and am renting.

Is anyone else on this board in a worser position than me, or am I the King of the Financial Bell-Ends?

Yes but my saving grace is property which has more than doubled in value so despite the piss poor credit rating debts are well within total assets

[King Cnvt]

We've spent months planning my daughter's 1st birthday - an outdoor garden party with bouncy castle and games for the kids and drinks for the adults. And now they say it's going to rain - thunder and rain. Just dandy eh. Just goes to show that you can't plan an outdoor event in this country, even in the summer.

http://news.bbc.co.uk/1/hi/northern_ireland/6745285.stm

Earlier, Met Office forecasters predicted a period of exceptionally heavy and prolonged rainfall later this week.

Many places will see further rain but the worst affected areas are likely to be Northern Ireland and northern parts of England, where rainfall totals over a few days may be close to the monthly average for June.


It is going to rain so hard, in a few days you will see a whole months rain.

Oh dear.