What could go wrong with Skipton's offer?

[NigelJK]

I doubt very much that they can make the 'first time' bit stick. Statute of Limitations prevents them from searching further than 7 years. I had a house repossessed (when IR35 came in and the market got cold feet) but was still allowed a mortgage recently. No mention of the previous fault.

[d000hg]

There's also the "affordable housing" con, where a percentage of any new estate has to be "affordable" - meaning they are slightly smaller overall and closer together than the full price versions but still sell for 5 times anyone's annual salary.

I thought there were rules on a certain % being set aside as social housing which would be genuinely affordable but that may have changed in the last decade assuming I understood it properly in the first place. I definitely do remember reading complaints from people that their nice professional middle-class estate was forced to have a certain number of "chav houses"

[courtg9000]

I thought there were rules on a certain % being set aside as social housing which would be genuinely affordable but that may have changed in the last decade assuming I understood it properly in the first place. I definitely do remember reading complaints from people that their nice professional middle-class estate was forced to have a certain number of "chav houses"

There are ways around this, but it can be got around, getting around it is typically not that difficult either. It does cost time and money but for the developer or the development partners that can often be money well spent.

[NigelJK]

I moved into a new build last year. There's maybe 100 houses on it. There are houses which were designated as 'social housing' and many were assigned a housing association to own them. There is probably 15 of them, including a bungalow intended for OAPs. They are all less decorative and have no garages and only short drives. Good builders (and other industries) understand that maximising profits is not always the best way to stay in business.