Originally posted by foritisme
You have net assets worth dan dan dah...
35K
Hip hip hooray for fortisme.
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Congratulations you're not in debt
You have net assets worth dan dan dah...
35K
Hip hip hooray for fortisme.I'm alright Jack -
F**k me, you lot do like to talk about money don't you?
For the record, I have a mortgage and savings.
I'm not a millionaire, nor am I likely to be.Call the cops
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Well technically yes..................just wish I could get rid of the 45K. Have thought about adding it to the mortgage but wanted to try the save up and pay in off in a cpl of years route. Everytime I get a bit of money together to pay a chunk off something happens that just seems to eat into it.Comment
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This is the thread for Harry Enfield's "considerably richer than YOW!"Comment
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me ....I used to have bricks and mortar, but now I prefer assets that you liquidate with the click of a button. Maintenance is restricted to the server at the bank, no painting, no decorating, no leaky roof, no tenants complaining about the kitchen no poll tax, council tax, window tax, drain pipe tax etc etc etc.I'm alright JackComment
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my debt is zero..yay! But me wife has £48,000 on mortgage and £15,000 to me. I'm paying the mortgage, so does that mean I'm in debt?
McCoy: "Medical men are trained in logic."
Spock: "Trained? Judging from you, I would have guessed it was trial and error."Comment
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If you're not counting mortgages - then no debt, ~ £60k cash about to be ploughed into a house.
If you count mortgages - Sh*t loads of debt ~ half a mil
Si posse, recte, si non, quocumque modo remComment
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If you're able to do so (ie. you mortage is such that you don't pay too much in redemption penalties), you could shop around for a new mortgage for the whole amount (£165k) on beneficial introductory rates. If you have personal debts they are bound to be at a higher interest rate than a good mortgage, so you are having to work harder to pay the difference. Most savings (except some cash ISA's and other investments like stocks) are also at much lower interest rates than personal loans (and are taxed) so it doesn't make financial sense to have both loans and savings.Originally posted by foritisme
It doesn't matter about paying off 'big chunks' - that's just a psychological sop to make you feel better but it's not financially sound. Think of your debt as a patch of weeds - it's growing fast but if you nip off whatever you can as soon as you can, you undermine it's ability to spread. If you lower the interest you're paying by shifting your debt to the cheapest place, it's not only saving you money, but you will have a bit more money left over each month to pay off the capital and hence it pay less interest and so on. In my opinion.It's my opinion and I'm entitled to it. www.areyoupopular.mobiComment
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You must be praying to the Lord that interest rate don't doubleOriginally posted by n5goonerThe court heard Darren Upton had written a letter to Judge Sally Cahill QC saying he wasn’t “a typical inmate of prison”.
But the judge said: “That simply demonstrates your arrogance continues. You are typical. Inmates of prison are people who are dishonest. You are a thoroughly dishonestly man motivated by your own selfish greed.”Comment
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Originally posted by BearIf you're not counting mortgages - then no debt, ~ £60k cash about to be ploughed into a house.
If you count mortgages - Sh*t loads of debt ~ half a mil
You are him !
You are the person in the UK AtW is looking for. (You have £60k for a deposit)Comment
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