Re-Mortgage after going back to Permie

[xenomorph]

So broker said if I went perm and then re mortgaged then it would need to be with same lender. Barclays and Halifax dont do income check again if you do product transfer but you cant get as low rates as if you were to go elsewhere obviously. he mentioned the bigger high street lenders tend to have better deals with staying with them then you may get with smaller lenders.

[AtW]

Get a contract emergency butler lined up in case your permament one is required to self-isolate

[northernladuk]

So broker said if I went perm and then re mortgaged then it would need to be with same lender. Barclays and Halifax dont do income check again if you do product transfer but you cant get as low rates as if you were to go elsewhere obviously. he mentioned the bigger high street lenders tend to have better deals with staying with them then you may get with smaller lenders.

So that was my experience with RBS a couple of years ago so they are still doing it. Good stuff. Only slight difference back then was although RBS were competitive they weren't the best around, but it was close enough to just sign and go. I'd imagine in your situation even if you did find cheaper one it wouldn't be available to you if you had to do all the checks again.

[xenomorph]

So that was my experience with RBS a couple of years ago so they are still doing it. Good stuff. Only slight difference back then was although RBS were competitive they weren't the best around, but it was close enough to just sign and go. I'd imagine in your situation even if you did find cheaper one it wouldn't be available to you if you had to do all the checks again.

yup your stuck with same lender basically who wont match open market rates.