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xenomorph
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Last Activity: 1 April 2021, 15:32
Joined: 9 April 2019
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  • xenomorph
    replied to New Build Mortgages
    yeah I hear horror stories also but some of the new builds in my area apart from ballymore one has had good reviews. main issues with these is management companies not being very helpful when problems arise. I maybe silly but I like modern developments with Gym Concierge and on site food shop etc h...
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  • xenomorph
    replied to New Build Mortgages
    Hmm that dont make much sense. If issues occur a few years in then what difference will 12 months make? Metro needs it to be 13 months old+ for 90 LTV or 85 LTV for anything newer. Normally these warranty's for new builds are 10 years and I assume the developer would pay for repairs in those 10 as they...
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  • xenomorph
    replied to New Build Mortgages
    Yeah but different lenders have different criteria. Some now say it needs to be 2 years old. So unless you got 15% deposit you cant go for anything recent.
    I remember 2019 broker told me as long as its a re sale and not from developer you will be fine for 10% but a lot has changed since then!...
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  • xenomorph
    started a topic New Build Mortgages

    New Build Mortgages

    Hi all
    So I got agreement in principle via Metro Bank and Power Mortgages this week on amount I looking for which is good however property cannot be newer then 13 months if I only got 10% deposit. Just wondering those people here who bought flats before the pandemic i.e 2019 and earlier, did banks...
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  • xenomorph
    replied to Legitimate Expense or not?
    haha
    I not decided to do it yet hence the thread otherwise would have done it and not bothered....
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  • xenomorph
    replied to Legitimate Expense or not?
    Is that not same situation as things like Laptops? Laptop purchased for business use solely is only allowed but how can you prove that it is?...
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  • xenomorph
    replied to Legitimate Expense or not?
    Well paying for broadband via company is a deffo no. However it is different when it comes to access points.
    But I see it from all points. Will think about it.
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  • xenomorph
    started a topic Legitimate Expense or not?

    Legitimate Expense or not?

    so my wifi router finally decided to drop dead and as I am working from home for forseeable future until at least january 2022 do people think getting a reliable wifi access point for my house would be something I can claim as a expense even though it will deffo be used for personal use also?
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4 June 2020


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