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What are your retirement plans?

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    #61
    Originally posted by Whorty View Post
    I could retire today on a modest net spend each year of £30k with my cash running out when (if) I get to 95 .... but I struggle to fill the 5 days I have off now (I only work 2 days a week) so the thought of having 7 days off and no work to distract me is not a great thought. If you have someone to share the time/experiences with then it would be different, but having all that time free alone can be lonely.

    I cycle most days, which covers about 2 hours, I read for an hour or 2, I'm starting to go hiking again this weekend, but at age 51, retirement is a long, long time! Ironically, even though I can stop work, I'm actually asking the company for more days. Not for the money, but for the interaction with others and to keep me busy until I work out what I want to do with my life.

    I do enjoy driving my new car though .... that is a 'hobby' I'm getting in to

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    Take us for a spin! Let's do a Goodwood track day - I'll bring the old 'Z' and AtW can bring his lambo on the back of a wrecker.

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      #62
      I has no lambo - did not invest in tulipcoins

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        #63
        If people love their exciting IT jobs, love the interaction with all those smiling client managers, love the commute, love the agents, love the tax man, then of course carry on!

        Someone has to pay huge amounts of tax for all the services I will enjoy next year with my other half in retirement.

        I have family who are also retired early, and will spend time sitting in the garden having BBQ's and enjoying a cool beer chatting and laughing, after a nice 2 hours cycle ride through some quiet countryside.

        First Law of Contracting: Only the strong survive

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          #64
          Originally posted by _V_ View Post
          If people love their exciting IT jobs, love the interaction with all those smiling client managers, love the commute, love the agents, love the tax man, then of course carry on!

          Someone has to pay huge amounts of tax for all the services I will enjoy next year with my other half in retirement.

          I have family who are also retired early, and will spend time sitting in the garden having BBQ's and enjoying a cool beer chatting and laughing, after a nice 2 hours cycle ride through some quiet countryside.

          And what you've highlighted there is that you have someone to enjoy that free time with. Not everyone does, and so retirement is just even more time alone. For now work will give me company, even if only via Teams. And the extra cash will buy me petrol for my new toy
          I am what I drink, and I'm a bitter man

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            #65
            I like working. I also like time off. Contracting enables me to say "screw you, I'm off" when I get fed up. I can see that this will change to a part time permie role at some point.

            I prefer the idea of lots of breaks while working than one long unending break. I think health (touch wood, all's ok at the moment) will be the deciding factor in when I stop work.

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              #66
              ^^^ This. I liked contracting for that very reason.

              Plus, unusually, What Worty said.

              7 days a week off & the most dreadful is Sunday, though I still hate Monday mornings enough to start oiling the AK.

              I suspect that once you've started watching afternoon television, doom is not far off.

              Now what's today's Randolph Scott movie, again?
              Last edited by DoctorStrangelove; 25 May 2021, 10:38.
              When the fun stops, STOP.

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                #67
                Originally posted by _V_ View Post
                If people love their exciting IT jobs, love the interaction with all those smiling client managers, love the commute, love the agents, love the tax man, then of course carry on!
                I don't have an IT job, I don't deal with smiling client managers, I don't deal with agents, I don't commute, I don't mind paying lots of tax, but other than that, thanks, I will!

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                  #68
                  Originally posted by ladymuck View Post

                  Or, as my parents say, every day feels like Sunday.
                  The greatest trick the devil ever pulled was convincing the world that he didn't exist

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                    #69
                    Originally posted by Whorty View Post

                    I do enjoy driving my new car though .... that is a 'hobby' I'm getting in to

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                    It looks like you're not completely alone though, as I see your pet hound has photo-bombed that pic at the lower right!
                    Work in the public sector? Read the IR35 FAQ here

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                      #70
                      Originally posted by OwlHoot View Post

                      It looks like you're not completely alone though, as I see your pet hound has photo-bombed that pic at the lower right!
                      I'm part werewolf .... you should see how hairy the palm of my hand is
                      I am what I drink, and I'm a bitter man

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